Class Act Federal Credit Union

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A short history of Class Act FCU

Since its inception in 1954 the Class Act Federal Credit Union has been serving its members in the LOUISVILLE, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lynn Huether, the Class Act FCU has grown its membership to over 18,981 with assets of more than $207,516,120. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (502) 964-7575 or email them at members@classact.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOUISVILLE, KY.

General Information For Class Act FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9106
Address 3620 FERN VALLEY RD 
City LOUISVILLE 
State Kentucky 
Zip-Code 40219
Phone Number (502) 964-7575
Fax Number (502) 966-2061
Email Address: members@classact.org
CEO/President Lynn Huether
Members 18,981 
Full-Time Employees 54 
Part-Time Employees 30 
Number of Branch Offices
Total Assets 207,516,120 
Website http://www.classact.org 

Compare Class Act Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Park Community Credit Union, Inc. CU Hillview Office 134 Dr Arla Way 40229 (502) 957-7600 No 2.64
Rural Cooperatives CU Louisville Office 4515 Bishop Ln 40232 (800) 798-7228 No 2.90
Beacon Community CU Tech Park 128 Rochester Dr 40214 (502) 364-6801 No 3.28
Autotruck Financial CU Bowling Green 1475 Campbell Ln 42104 (270) 781-4365 No 3.39
L & N CU LONDON SOUTH 120 WENDON WAY 40741 (800) 292-2905 No 3.42

Class Act Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Class Act Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.50 3.50 3.63 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 84 147 86 100
Rank Among All Kentucky Credit Unions N/A 5 12 7 8

Class Act Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.84 0.05 0.73 1.00 1.49
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 44 143 34 174 95
Rank Among All Kentucky Credit Unions 1 19 2 13 7
Class Act Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.0004,0365,541,224
All Other Unsecured Loans/Lines of Credit 16.5005,49414,458,545
Short-Term, Small Amount Loans (STS) (Federal CU Only) 24.000144,115
Non-Federally Guaranteed Student Loans 6.00054,132
New Vehicle Loans 2.50057010,180,105
Used Vehicle Loans 3.5003,05836,636,458
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.63025127,339,158
Total Other Real Estate Loans/Lines of Credit 4.00062514,586,670
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0004772,146,746
TOTAL LOANS & LEASES 14,530110,897,153

Class Act Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 719,617,435507,609,254
    b. 15 Years or less 18017,721,723263,423,876
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1733,773,98114492,700
Closed-End Adjustable Rate 174,004,83491,967,417
Open-End Adjustable Rate 4356,807,855281,245,600
Open-End Fixed Rate 0000
TOTALS 87641,925,82812714,738,847

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 45210,812,6891,245,600
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Class Act Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes