City And County Employees Federal Credit Union

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A short history of City And County Employees FCU

Since its inception in 1950 the City And County Employees Federal Credit Union has been serving its members in the ALBERT LEA, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brady Jones, the City And County Employees FCU has grown its membership to over 1,897 with assets of more than $18,652,365. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (507) 373-7200 or email them at citycnty@smig.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBERT LEA, MN.

General Information For City And County Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24679
Address 1719 WEST MAIN STREET 
City ALBERT LEA 
State Minnesota 
Zip-Code 56007
Phone Number (507) 373-7200
Fax Number (507) 373-7205
Email Address: citycnty@smig.net
CEO/President Brady Jones
Members 1,897 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 18,652,365 
Website http://www.alcitycountycu.org 

Compare City And County Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Employees CU United Employees Credit Union 430 Bridge Ave 56007 (507) 377-1616 No 4.04
Trades & Labor CU TRADES & LABOR FCU 610 S BROADWAY AVE 56007 (507) 377-1863 No 4.71
Mower County Catholic Parishes CU Credit Union Office 307 1/2 5th St NW 55912 (507) 433-4608 No 15.41
Mower County Employees CU Mower County Employees Credit Union 1202 N Main St 55912 (507) 437-6360 No 15.71
Accentra CU Accentra Credit Union 400 4th Ave NE 55912 (507) 433-1829 No 15.93

City And County Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


City And County Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 1.99 1.99 N/A 3.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 34 21 N/A 56
Rank Among All Minnesota Credit Unions 34 4 2 N/A 6

City And County Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.50 0.10 0.15 0.40 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 69 129 124 284 N/A
Rank Among All Minnesota Credit Unions 3 17 23 33 N/A
City And County Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.5002234,375
All Other Unsecured Loans/Lines of Credit 10.500134531,995
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99027542,625
Used Vehicle Loans 1.9902543,067,333
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 3.500351,054,482
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 4725,230,810

City And County Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 351,054,48200
Open-End Fixed Rate 0000
TOTALS 351,054,48200

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

City And County Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes