Chivaho Federal Credit Union

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A short history of Chivaho FCU

Since its inception in 1948 the Chivaho Federal Credit Union has been serving its members in the Chillicothe, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Laura Roberts, the Chivaho FCU has grown its membership to over 2,711 with assets of more than $27,050,478. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (740) 775-3381 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Chillicothe, OH.

General Information For Chivaho FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5741
Address 190 N Bridge St 
City Chillicothe 
State Ohio 
Zip-Code 45601
Phone Number (740) 775-3381
Fax Number (740) 775-7654
Email Address:
CEO/President Laura Roberts
Members 2,711 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,050,478 

Compare Chivaho Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Homeland CU Greenfield 1195 N 5TH ST 45601 (937) 981-1946 No 1.28
Atomic CU Atomic Credit Union - Minford Branch 8935 STATE ROUTE 335 45661 (740) 820-8222 No 17.71

Chivaho Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Chivaho Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.67 5.37 4.58 4.92
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 233 368 216 219
Rank Among All Ohio Credit Unions 38 71 85 57 43

Chivaho Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.36 0.68 0.78
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 86 229 189
Rank Among All Ohio Credit Unions N/A 13 17 62 39
Chivaho Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900440433,320
All Other Unsecured Loans/Lines of Credit 8.9503291,279,994
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.670631,291,055
Used Vehicle Loans 5.3702102,212,409
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.580744,580,550
Total Other Real Estate Loans/Lines of Credit 4.92013615,893
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.05095896,550
TOTAL LOANS & LEASES 1,22411,309,771

Chivaho Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 363,112,10500
    b. 15 Years or less 381,468,44500
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 13615,89300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 875,196,44300


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chivaho Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes