Cherokee Strip Credit Union

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A short history of Cherokee Strip CU

Since its inception in 1933 the Cherokee Strip Credit Union has been serving its members in the PONCA CITY, Oklahoma area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Johnny O'Hare, the Cherokee Strip CU has grown its membership to over 12,332 with assets of more than $72,048,187. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (580) 718-4000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PONCA CITY, OK.

General Information For Cherokee Strip CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64281
Address 1508 EAST PROSPECT 
State Oklahoma 
Zip-Code 74604
Phone Number (580) 718-4000
Fax Number (580) 718-4090
Email Address: none
CEO/President Johnny O'Hare
Members 12,332 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 72,048,187 

Compare Cherokee Strip Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ark City Teachers CU ark city teachers credit union 1 Lakewynds Dr 67005 (620) 441-0822 No 25.84
Ark Valley CU Main Office 1515 N Summit St 67005 (620) 442-8210 No 26.78

Cherokee Strip Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Cherokee Strip Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 3.75 3.75 3.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 243 175 72 200
Rank Among All Oklahoma Credit Unions 5 26 10 4 8

Cherokee Strip Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.03 N/A 0.72 0.72
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 148 N/A 221 197
Rank Among All Oklahoma Credit Unions 15 20 N/A 25 17
Cherokee Strip Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990208254,398
All Other Unsecured Loans/Lines of Credit 7.9906611,943,663
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7503648,538,800
Used Vehicle Loans 3.7501,68622,083,431
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001265,011,234
Total Other Real Estate Loans/Lines of Credit 4.75049790,175
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4901181,604,090
TOTAL LOANS & LEASES 3,21240,225,791

Cherokee Strip Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 128,90300
    b. 15 Years or less 1214,769,82600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4212,50500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 480,94200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 45709,23300
Open-End Fixed Rate 0000
TOTALS 1755,801,40900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cherokee Strip Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes