Chemco Federal Credit Union

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A short history of Chemco FCU

Since its inception in 1967 the Chemco Federal Credit Union has been serving its members in the LOUISVILLE, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by SHARON BOARD, the Chemco FCU has grown its membership to over 2,368 with assets of more than $20,380,629. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (502) 772-5780 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOUISVILLE, KY.

General Information For Chemco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 18172
Address 4200 BELLS LN 
State Kentucky 
Zip-Code 40211
Phone Number (502) 772-5780
Fax Number (502) 772-5784
Email Address: none
Members 2,368 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 20,380,629 
Website http://WWW.CHEMCOFCU.COM 

Compare Chemco Federal Credit Union To Other Local Credit Unions

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Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Brown-forman Employees CU BROWN-FORMAN EMPLYS CREDIT UNION 850 DIXIE HWY 40210 (502) 774-7321 No 2.51
Louchem CU Courier Journal Branch 525 W Broadway 40202 (502) 582-4491 No 2.62
Louisville Gas And Electric Company CU Credit Union 220 W Main St 40202 (502) 627-3142 No 3.48
Louisville Metro Police Officers CU Main Office 900 W MARKET ST STE 100 40202 (502) 584-7134 No 3.71
Msd CU MSD Federal Credit Union 700 W Liberty St 40203 (502) 540-6213 No 3.77

Chemco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Chemco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 1.99 3.24 5.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 34 119 324 200
Rank Among All Kentucky Credit Unions 26 2 9 27 16

Chemco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 0.05 0.30 0.05
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 142 302 291
Rank Among All Kentucky Credit Unions N/A 21 18 29 31
Chemco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900290294,012
All Other Unsecured Loans/Lines of Credit 9.990293751,320
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.99077429,735
Used Vehicle Loans 3.2405317,044,523
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.500182,056,118
Total Other Real Estate Loans/Lines of Credit 4.750371,471,605
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 1.99040267,517
TOTAL LOANS & LEASES 1,28612,314,830

Chemco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 91,157,00100
    b. 15 Years or less 4364,27800
    a. > 15 years 5534,83900
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 5211,29500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 321,260,31011223,420
Open-End Fixed Rate 0000
TOTALS 553,527,72311223,420


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chemco Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes