Chattahoochee Federal Credit Union

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A short history of Chattahoochee FCU

Since its inception in 1985 the Chattahoochee Federal Credit Union has been serving its members in the VALLEY, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by STACEY HAND, the Chattahoochee FCU has grown its membership to over 3,578 with assets of more than $15,650,312. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (334) 756-7027 or email them at INFO1@CHATT.COOP to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in VALLEY, AL.

General Information For Chattahoochee FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24221
Address P.O. BOX 8 
State Alabama 
Zip-Code 36854
Phone Number (334) 756-7027
Fax Number (334) 756-7542
Email Address: INFO1@CHATT.COOP
Members 3,578 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 15,650,312 
Website http://WWW.CHATT.COOP 

Compare Chattahoochee Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
East Alabama Community CU EAC FCU 509 E THOMASON CIR 36803 (334) 364-2850 No 14.68
Four Seasons CU Marvyn 2300 Marvyn Pkwy 36804 (334) 364-0470 No 15.65
Auburn University CU Main Office 1290 S Donahue Dr 36831 (334) 844-4120 No 20.83
Phenix Pride CU PPFCU 1810 Opelika Rd 36867 (334) 291-3000 No 21.87
Tuscaloosa County CU Tuscaloosa County Credit Union 2605 7th St 35401 (205) 344-5100 No 23.07

Chattahoochee Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Chattahoochee Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.69 3.85 6.19 6.17
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 235 185 388 359
Rank Among All Alabama Credit Unions N/A 26 17 36 36

Chattahoochee Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 0.25 1.00 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 105 174 250
Rank Among All Alabama Credit Unions 8 23 15 17 27
Chattahoochee Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.6105571,000,278
Short-Term, Small Amount Loans (STS) (Federal CU Only) 25.0003511,237
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.690661,360,092
Used Vehicle Loans 3.8503994,809,906
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.1907293,294
Total Other Real Estate Loans/Lines of Credit 6.17020340,246
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 11.91088635,419
TOTAL LOANS & LEASES 1,1728,450,472

Chattahoochee Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 7293,29400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 20340,24600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 27633,54000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chattahoochee Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes