Charleston Postal Federal Credit Union

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A short history of Charleston Postal FCU

Since its inception in 1925 the Charleston Postal Federal Credit Union has been serving its members in the CHARLESTON, West Virginia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by GRETA DUFFIELD, the Charleston Postal FCU has grown its membership to over 846 with assets of more than $4,047,110. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (304) 746-5111 or email them at cpecu@verizon.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHARLESTON, WV.

General Information For Charleston Postal FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24743
Address 1000 CENTRE WAY 
City CHARLESTON 
State West Virginia 
Zip-Code 25309
Phone Number (304) 746-5111
Fax Number (304) 746-5112
Email Address: cpecu@verizon.com
CEO/President GRETA DUFFIELD
Members 846 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 4,047,110 
Website http://www.charlestonpostalfcu.com 

Compare Charleston Postal Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Kemba Charleston CU Kemba Charleston FCU 1830 Roxalana Rd 25064 (304) 768-5700 No 3.90
West Virginia CU WVFCU 318 5th Ave 25303 (304) 744-7604 No 5.06
South Charleston Employees CU Credit Union Office 515 3rd Ave Ste 200 25303 (304) 720-5600 No 5.30
Star Usa CU Star USA - Main Office 1 Cantley Dr 25314 (304) 357-2319 No 6.12
Members Choice Wv CU Members Choice WV FCU 201 Ohio Ave 25362 (304) 346-5242 No 6.86

Charleston Postal Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Charleston Postal Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.40 3.90 5.90 N/A N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 193 262 432 N/A N/A
Rank Among All West Virginia Credit Unions 7 23 38 N/A N/A

Charleston Postal Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.01 N/A 0.65 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 156 N/A 234 N/A
Rank Among All West Virginia Credit Unions N/A 25 N/A 20 N/A
Charleston Postal Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.40074124,346
All Other Unsecured Loans/Lines of Credit 12.0002231,414,705
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.90021324,403
Used Vehicle Loans 5.90079872,184
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.50025265,141
TOTAL LOANS & LEASES 4223,000,779

Charleston Postal Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 0000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Charleston Postal Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No