Century Heritage Federal Credit Union

Social
  • +1

A short history of Century Heritage FCU

Since its inception in 1936 the Century Heritage Federal Credit Union has been serving its members in the PITTSBURGH, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vincent Cerasuolo, the Century Heritage FCU has grown its membership to over 12,377 with assets of more than $124,151,141. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (412) 650-2600 or email them at mail@chfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PITTSBURGH, PA.

General Information For Century Heritage FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1352
Address 700 REGIS AVE 
City PITTSBURGH 
State Pennsylvania 
Zip-Code 15236
Phone Number (412) 650-2600
Fax Number (412) 650-3482
Email Address: mail@chfcu.org
CEO/President Vincent Cerasuolo
Members 12,377 
Full-Time Employees 32 
Part-Time Employees
Number of Branch Offices
Total Assets 124,151,141 
Website http://chfcu.org 

Compare Century Heritage Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Community CU Wilmerding Office 201 Airbrake Ave 15148 (412) 824-8248 No 1.93
Mem CU MEM FCU Main Office 626 Cochrans Mill Rd Bldg 140 15236 (412) 386-6631 No 2.28
Saint Norbert's CU CORPORATE OFFICE 2559 KINGWOOD ST 15234 (412) 881-4323 No 2.42
Shacog CU SHACOG 2600 Old Greentree Road 15106 (412) 429-3600 No 4.16
Mt Lebanon CU main office 7 Horsman Dr 15228 (412) 344-2013 No 4.29

Century Heritage Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Century Heritage Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.05 4.19 4.82 3.63 4.95
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 162 304 303 86 224
Rank Among All Pennsylvania Credit Unions 24 109 100 18 85

Century Heritage Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 1.10 1.14
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 152 141
Rank Among All Pennsylvania Credit Unions N/A 42 15 33 24
Century Heritage Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.0501,0312,117,376
All Other Unsecured Loans/Lines of Credit 8.0603911,424,174
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1901,46826,526,530
Used Vehicle Loans 4.8201,45818,819,355
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.63059533,122,554
Total Other Real Estate Loans/Lines of Credit 4.9502195,673,114
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8402491,998,554
TOTAL LOANS & LEASES 5,41189,681,657

Century Heritage Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19413,512,290101,382,276
    b. 15 Years or less 36313,215,912301,294,919
Balloon/Hybrid
    a. > 15 years 61,606,9062267,000
    b. 15 Years or less 173,395,9913454,080
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 4331,8782230,000
Adjustable Rate > 1 yr 111,059,5772330,400

OTHER REAL ESTATE

Closed-End Fixed Rate 1283,352,69815633,033
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 912,320,41648597,114
Open-End Fixed Rate 0000
TOTALS 81438,795,6681125,188,822

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 5379,154230,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Century Heritage Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes