Central Soya Federal Credit Union

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A short history of Central Soya FCU

Since its inception in 1940 the Central Soya Federal Credit Union has been serving its members in the DECATUR, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Marilyn Cress, the Central Soya FCU has grown its membership to over 2,101 with assets of more than $24,120,597. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (260) 724-1338 or email them at info@centralsoyafcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DECATUR, IN.

General Information For Central Soya FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4152
Address 1200 N 2ND STREET 
City DECATUR 
State Indiana 
Zip-Code 46733
Phone Number (260) 724-1338
Fax Number (260) 724-1325
Email Address: info@centralsoyafcu.org
CEO/President Marilyn Cress
Members 2,101 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,120,597 
Website http://centralsoyafcu.org 

Compare Central Soya Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Adams County CU Main 202 N Studebaker St 46772 (260) 692-6100 No 5.93
Bluffton Motor Works/franklin Elect CU BLUFFTON MOTOR WORKS/FRANKLIN ELECTRIC EMP CU 410 E SPRING ST 46714 (260) 827-2213 No 13.91
East Allen CU NEW HAVEN 502 HENRY ST 46774 (260) 749-9956 No 17.30
Ccc Van Wert CU CCC Van wert 1296 W Main St 45891 (419) 238-5241 No 17.78
Union Baptist Church CU Union Baptist Church FCU 2200 Smith St 46803 (260) 456-1802 No 18.94

Central Soya Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Soya Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.02 3.90 N/A 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 284 190 N/A 100
Rank Among All Indiana Credit Unions 34 65 31 N/A 11

Central Soya Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.13 N/A 0.20 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 123 N/A 318 250
Rank Among All Indiana Credit Unions 15 23 N/A 56 44
Central Soya Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900155183,341
All Other Unsecured Loans/Lines of Credit 9.720208596,789
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.02024386,926
Used Vehicle Loans 3.9002642,438,434
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.000611,233,887
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.08063466,681
TOTAL LOANS & LEASES 7755,306,058

Central Soya Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 16340,95300
Open-End Adjustable Rate 45892,93400
Open-End Fixed Rate 0000
TOTALS 611,233,88700

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 40892,934225,600
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Soya Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes