Central Florida Educators Federal Credit Union

A short history of Central Florida Educators FCU

Since its inception in 1937 the Central Florida Educators Federal Credit Union has been serving its members in the LAKE MARY, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Miller, the Central Florida Educators FCU has grown its membership to over 152,046 with assets of more than $1,797,505,545. They have a main office and 22 branch offices. Please see the credit unions website or contact them by phone at (407) 896-9411 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAKE MARY, FL.

General Information For Central Florida Educators FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Central Florida Educators Federal Credit Union To Other Local Credit Unions

Credit Union Name	Branch Name	Address	Zip Code	Phone Number	ATM Access	Distance (Miles)
Gulf States CU	Gulf States Credit Union	9405 S Us Highway 17/92	32794	(407) 831-8844	No	8.16
Insight CU	Vista Lakes	6017 S Goldenrod Rd	32794	(407) 426-6000	No	9.84
F.r.s.a. CU	FRSACU	7071 University Blvd	32793	(407) 657-7212	No	11.78
Local 606 Electrical Workers CU	LOCAL 606 ELECTRICAL WORKERS FCU	820 VIRGINIA DR	32803	(407) 896-4733	No	13.68
Fairwinds CU	Avalon Park	12800 Tanja King Blvd	32828	(407) 277-6030	No	15.26

Central Florida Educators Federal Credit Union Financial Performance Charts

Financial Data

Central Florida Educators Federal Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	11.25	2.95	3.45	4.00	4.25
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	362	139	142	138	132
Rank Among All Florida Credit Unions	44	26	20	19	10

Central Florida Educators Federal Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.15	0.20	0.70	0.40
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	119	114	224	243
Rank Among All Florida Credit Unions	N/A	15	24	42	35

Central Florida Educators Federal Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	11.250	44,864	78,362,474
All Other Unsecured Loans/Lines of Credit	11.000	13,744	55,392,848
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	8.190	7	47,666
New Vehicle Loans	2.950	6,497	154,861,892
Used Vehicle Loans	3.450	14,973	193,013,368
Total 1st Mortgage Real Estate Loans/Lines of Credit	4.000	3,384	386,818,533
Total Other Real Estate Loans/Lines of Credit	4.250	1,548	45,474,890
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	3.150	774	5,677,554
TOTAL LOANS & LEASES		85,791	919,649,225

Central Florida Educators Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	1,853	249,535,400	154	28,163,255
b. 15 Years or less	1,502	133,179,490	93	12,410,692
Balloon/Hybrid
a. > 15 years	5	712,122	0	0
b. 15 Years or less	24	3,391,521	0	0
Other Fixed Rate	0	0	0	0
Adjustable Rate 1 yr or less	0	0	0	0
Adjustable Rate > 1 yr	0	0	0	0

OTHER REAL ESTATE

Closed-End Fixed Rate	272	6,962,913	92	5,714,880
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	1,276	38,511,977	153	8,182,540
Open-End Fixed Rate	0	0	0	0
TOTALS	4,932	432,293,423	492	54,471,367

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Central Florida Educators Federal Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	No
Home Banking Via Internet Website	Yes