Central Of Florida Credit Union

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A short history of Central Of Florida CU

Since its inception in 1962 the Central Of Florida Credit Union has been serving its members in the Pensacola, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carolyn Dwelle, the Central Of Florida CU has grown its membership to over 15,228 with assets of more than $154,432,609. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (850) 474-0970 or email them at mservices@ccufl.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pensacola, FL.

General Information For Central Of Florida CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62417
Address P O Box 17048 
City Pensacola 
State Florida 
Zip-Code 32522
Phone Number (850) 474-0970
Fax Number (850) 202-4218
Email Address: mservices@ccufl.org
CEO/President Carolyn Dwelle
Members 15,228 
Full-Time Employees 70 
Part-Time Employees
Number of Branch Offices
Total Assets 154,432,609 
Website http://ccufl.org 

Compare Central Of Florida Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members First Credit Union Of Flori CU West Office 4240 W Fairfield Dr 32506 (850) 434-2211 No 0.72
My Pensacola CU Main Office 108 S Reus St 32502 (850) 432-9939 No 0.81
Gpce CU Main Office 200 N Pace Blvd 32505 (850) 430-1961 No 1.53
Pensacola L & N CU PENSACOLA L&N FEDERAL CREDIT UNION 251 AMBER ST 32503 (850) 433-6159 No 3.27
Tva Community Credit Union CU Mall Drive Branch 406 N Mall Ct 35630 (256) 246-0350 No 7.30

Central Of Florida Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Of Florida Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 4.15 4.15 4.73 6.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 300 219 236 410
Rank Among All Florida Credit Unions 41 61 29 39 50

Central Of Florida Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.40 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 76 240 211
Rank Among All Florida Credit Unions N/A 15 13 47 25
Central Of Florida Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9004,0267,647,328
All Other Unsecured Loans/Lines of Credit 9.2003,80011,415,338
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.1503467,953,323
Used Vehicle Loans 4.1502,29225,772,534
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.73037126,814,023
Total Other Real Estate Loans/Lines of Credit 6.730391,161,290
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.1506549,514,696
TOTAL LOANS & LEASES 11,52890,278,532

Central Of Florida Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 26322,174,638243,845,105
    b. 15 Years or less 964,255,8095201,500
Balloon/Hybrid
    a. > 15 years 3232,56400
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 9151,01200
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 23742,24600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 16419,04400
Open-End Fixed Rate 0000
TOTALS 41027,975,313294,046,605

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Of Florida Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes