Caribe Federal Credit Union

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A short history of Caribe FCU

Since its inception in 1951 the Caribe Federal Credit Union has been serving its members in the San Juan, Puerto Rico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jorge Vadell, the Caribe FCU has grown its membership to over 31,007 with assets of more than $346,340,310. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (787) 474-5151 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in San Juan, PR.

General Information For Caribe FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7345
Address 195 Calle Oneill 
City San Juan 
State Puerto Rico 
Zip-Code 00918
Phone Number (787) 474-5151
Fax Number (787) 474-5152
Email Address:
CEO/President Jorge Vadell
Members 31,007 
Full-Time Employees 82 
Part-Time Employees
Number of Branch Offices
Total Assets 346,340,310 

Compare Caribe Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Puerto Rico Employee Groups CU SANTANDER FEDERAL CREDIT UNION 1235 CALLE CAIRO 00922 (787) 782-4050 No 1.65
Puerto Rico CU PR Federal Credit Union 55 Calle Resolucion 00920 (787) 749-0500 No 2.18
Vapr CU VAPR Plaza Branch & Administration Office Ave Los Filtros 00933 (787) 773-7600 No 2.19
Golmar CU Corporate Office 51 ST 00963 (787) 788-0303 No 7.48
Universal Coop CU Rio Grande 14 Calle Pimentel 00745 (787) 887-2195 No 15.87

Caribe Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Caribe Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 1.49 1.89 4.02 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 6 15 141 N/A
Rank Among All Puerto Rico Credit Unions 2 1 1 4 N/A

Caribe Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.55 N/A 0.90 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 59 N/A 190 N/A
Rank Among All Puerto Rico Credit Unions 2 1 N/A 3 N/A
Caribe Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9905,91713,504,085
All Other Unsecured Loans/Lines of Credit 11.0005,63651,691,433
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.4904,85290,232,480
Used Vehicle Loans 1.8902,46434,605,372
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.02031245,049,101
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.0501,43011,227,224
TOTAL LOANS & LEASES 20,611246,309,695

Caribe Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 19423,268,762233,439,364
    b. 15 Years or less 643,412,2955598,988
    a. > 15 years 74,108,7421190,000
    b. 15 Years or less 4514,135,340102,298,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2123,96200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 31245,049,101396,526,352


Interest Only & Payment Option 1st Mortgage Loans 2123,9622,000,000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Caribe Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes