Caprock Federal Credit Union

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A short history of Caprock FCU

Since its inception in 1965 the Caprock Federal Credit Union has been serving its members in the LAMESA, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Dale Hansard, the Caprock FCU has grown its membership to over 3,434 with assets of more than $29,224,732. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (806) 872-5151 or email them at DALE.HANSARD@CAPROCKCU.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAMESA, TX.

General Information For Caprock FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16813
Address PO BOX 300 
State Texas 
Zip-Code 79331
Phone Number (806) 872-5151
Fax Number (806) 872-3363
CEO/President Dale Hansard
Members 3,434 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 29,224,732 
Website http://WWW.CAPROCKCU.COM 

Compare Caprock Federal Credit Union To Other Local Credit Unions

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Caprock Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Caprock Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.97 7.91 4.75 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 394 624 238 N/A
Rank Among All Texas Credit Unions N/A 148 204 78 N/A

Caprock Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.08 0.31 N/A 1.45 2.32
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 120 87 N/A 97 27
Rank Among All Texas Credit Unions 32 30 N/A 28 2
Caprock Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.8206742,065,367
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.9701884,510,628
Used Vehicle Loans 7.9101,0058,402,878
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.750553,243,247
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.470105801,277
TOTAL LOANS & LEASES 2,02719,023,397

Caprock Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 81,232,9043512,493
    b. 15 Years or less 13182,93600
    a. > 15 years 5314,53919,297
    b. 15 Years or less 291,512,86800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 553,243,2474521,790


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Caprock Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes