Cambridge Municipal Employees Federal Credit Union

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A short history of Cambridge Municipal Employees FCU

Since its inception in 1939 the Cambridge Municipal Employees Federal Credit Union has been serving its members in the CAMBRIDGE, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Camille Bernazzani, the Cambridge Municipal Employees FCU has grown its membership to over 1,580 with assets of more than $9,757,399. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (617) 547-4671 or email them at al.folger@verizon.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CAMBRIDGE, MA.

General Information For Cambridge Municipal Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3056
Address 795 MASSACHUSETTS AVE., CITY HALL 
City CAMBRIDGE 
State Massachusetts 
Zip-Code 02139
Phone Number (617) 547-4671
Fax Number (617) 547-7969
Email Address: al.folger@verizon.net
CEO/President Camille Bernazzani
Members 1,580 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 9,757,399 
Website http://www.cambridgefcu.com 

Compare Cambridge Municipal Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mass. Institute Of Tech. CU MIT Lincoln Laboratory Branch 244 Wood St # LINA-100 02421 (781) 981-0821 No 0.46
Cambridge Teachers CU Cambridge Teachers FCU 20 Felton St 02138 (617) 492-3212 No 0.91
Harvard University Employees CU Charlestown Navy Yard 149 13th St 02138 (617) 643-9655 No 1.17
Naveo CU Cambridge 251 Hampshire St 02139 (617) 714-6565 No 1.28
Somerville School Employees CU Main office 100 Highland Ave 02144 (617) 625-8411 No 1.56

Cambridge Municipal Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Cambridge Municipal Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 6.50 N/A 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 499 N/A 229
Rank Among All Massachusetts Credit Unions N/A 67 87 N/A 45

Cambridge Municipal Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A N/A N/A
Rank Among All Massachusetts Credit Unions N/A 19 N/A N/A N/A
Cambridge Municipal Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.5003361,099,869
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0007164,257
Used Vehicle Loans 6.50013120,588
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.00011635,080
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 0.00000
TOTAL LOANS & LEASES 3672,019,794

Cambridge Municipal Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 11635,08000
Open-End Fixed Rate 0000
TOTALS 11635,08000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cambridge Municipal Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program No
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website No