Caltech Employees Federal Credit Union

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A short history of Caltech Employees FCU

Since its inception in 1950 the Caltech Employees Federal Credit Union has been serving its members in the LA CANADA, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Richard Harris, the Caltech Employees FCU has grown its membership to over 32,146 with assets of more than $1,572,748,382. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (818) 952-4444 or email them at support@cefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LA CANADA, CA.

General Information For Caltech Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6681
Address P.O. BOX 11001 
City LA CANADA 
State California 
Zip-Code 91012
Phone Number (818) 952-4444
Fax Number (818) 952-4384
Email Address: support@cefcu.org
CEO/President Richard Harris
Members 32,146 
Full-Time Employees 70 
Part-Time Employees
Number of Branch Offices
Total Assets 1,572,748,382 
Website http://www.cefcu.org 

Compare Caltech Employees Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Glendale Area Schools CU main office 1800 BROADVIEW DR 91208 (818) 248-7425 No 1.55
California Adventist CU California Adventist FCU 1441 E Chevy Chase Dr 91209 (818) 246-7241 No 4.42
California CU Eastlake 884 Eastlake Pkwy Ste 1615 92186 (619) 621-6010 No 4.71
Clearpath CU Moreno Valley Branch 12625 Frederick St 91203 (800) 433-7328 No 4.78
Firefighters First CU San Bernardino/Riverside Regional Office 25805 Barton Rd Ste A-108 91203 (323) 254-1700 No 4.79

Caltech Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Caltech Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 1.85 1.85 4.25 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 24 14 174 74
Rank Among All California Credit Unions 41 10 8 76 15

Caltech Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 1.15 N/A N/A N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 32 N/A N/A N/A
Rank Among All California Credit Unions N/A 4 N/A N/A N/A
Caltech Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7504,5649,854,865
All Other Unsecured Loans/Lines of Credit 10.7502,50711,971,678
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 7.2301041,289,728
New Vehicle Loans 1.85080415,234,205
Used Vehicle Loans 1.8501,79023,364,000
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250725287,868,076
Total Other Real Estate Loans/Lines of Credit 3.7501,28761,964,341
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.1502183,157,060
TOTAL LOANS & LEASES 11,999414,703,953

Caltech Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 352147,286,9424517,428,350
    b. 15 Years or less 18640,961,793134,091,100
Balloon/Hybrid
    a. > 15 years 33,648,00800
    b. 15 Years or less 18495,971,3331810,293,600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 998,169,244161,726,100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,18853,795,097385,089,669
Open-End Fixed Rate 0000
TOTALS 2,012349,832,41713038,628,819

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 54537,517,2833,711,198
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Caltech Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes