Cal-ed Federal Credit Union

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A short history of Cal-ed FCU

Since its inception in 1960 the Cal-ed Federal Credit Union has been serving its members in the CALIFORNIA, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jacque Dwyer, the Cal-ed FCU has grown its membership to over 5,622 with assets of more than $25,575,774. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (724) 938-3280 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CALIFORNIA, PA.

General Information For Cal-ed FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13503
Address PO BOX 497 
State Pennsylvania 
Zip-Code 15419
Phone Number (724) 938-3280
Fax Number (724) 938-8972
Email Address:
CEO/President Jacque Dwyer
Members 5,622 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 25,575,774 

Compare Cal-ed Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Newell CU Newell FCU 309 Long St 15466 (724) 938-2460 No 1.57
Centerville Clinics Employees CU Centerville Clinics Employee FCU 1070 Old National Pike 15333 (724) 632-6801 No 4.94
Aps CU APS Federal Credit Union 259 Fremont Rd 15022 (724) 483-6260 No 6.07
Bva CU BVA Federal Credit Union 608 Rostraver Rd 15012 (724) 930-9864 No 6.10
Valley 1st Community CU VALLEY 1ST COMMUNITY FEDERAL CREDIT UNION 815 SCHOONMAKER AVE 15062 (724) 684-8875 No 7.44

Cal-ed Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Cal-ed Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.50 5.89 10.47 N/A 5.47
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 434 479 755 N/A 286
Rank Among All Pennsylvania Credit Unions 69 142 177 N/A 98

Cal-ed Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.54 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 254 227
Rank Among All Pennsylvania Credit Unions N/A 42 N/A 69 44
Cal-ed Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.500275342,884
All Other Unsecured Loans/Lines of Credit 14.4903011,278,332
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.89042554,793
Used Vehicle Loans 10.47087755,613
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 5.4701316,561,765
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00019107,182
TOTAL LOANS & LEASES 8559,600,569

Cal-ed Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1316,561,7655361,477
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1316,561,7655361,477


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cal-ed Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes