C-plant Federal Credit Union

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A short history of C-plant FCU

Since its inception in 1951 the C-plant Federal Credit Union has been serving its members in the PADUCAH, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Paul Adams, the C-plant FCU has grown its membership to over 18,023 with assets of more than $212,682,938. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (270) 554-0287 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PADUCAH, KY.

General Information For C-plant FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 7524
Address P.O. BOX 9250 
City PADUCAH 
State Kentucky 
Zip-Code 42002
Phone Number (270) 554-0287
Fax Number (270) 534-9164
Email Address: none
CEO/President Paul Adams
Members 18,023 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 212,682,938 
Website http://www.cplant.com 

Compare C-plant Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Paducah Teachers CU Paducah Teachers Federal Credit Union 800 Caldwell St 42002 (270) 444-5638 No 0.68
Signet CU New Holt 2450 New Holt Rd 42001 (270) 408-4800 No 0.93
W B H Employees CU WBH Employees Federal Credit Union 2501 Broadway St 42001 (270) 575-2776 No 1.62
Electric Energy Inc Employees CU E.E.I. EMPLOYEES CREDIT UNION 1424 W 10th St 62960 (618) 524-4569 No 9.86
Shawnee Tva Employees CU MAIN OFFICE 7755 METROPOLIS LAKE RD 42086 (270) 442-6479 No 9.91

C-plant Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


C-plant Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.99 2.99 3.99 3.99 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 159 145 202 137 74
Rank Among All Kentucky Credit Unions 13 11 15 10 6

C-plant Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 N/A 1.85 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 N/A 52 266
Rank Among All Kentucky Credit Unions 6 10 N/A 2 26
C-plant Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.990326266,229
All Other Unsecured Loans/Lines of Credit 7.0001,6444,170,895
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99073115,719,795
Used Vehicle Loans 3.9903,87747,247,623
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99042637,891,138
Total Other Real Estate Loans/Lines of Credit 3.7503846,888,662
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,04215,086,005
TOTAL LOANS & LEASES 8,430127,270,347

C-plant Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 14669,399132,224,294
Balloon/Hybrid
    a. > 15 years 1407,42700
    b. 15 Years or less 437,228,0652175,650
Other Fixed Rate 152,046,96500
Adjustable Rate 1 yr or less 5237,00700
Adjustable Rate > 1 yr 34827,302,275172,030,779

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 22787,48500
Open-End Adjustable Rate 3626,101,177368,180
Open-End Fixed Rate 0000
TOTALS 81044,779,800354,498,903

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1493,550,78021,728
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

C-plant Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes
Web Statistics