C&o United Credit Union

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A short history of C&o United CU

Since its inception in 1928 the C&o United Credit Union has been serving its members in the Edgewood, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mike Cooper, the C&o United CU has grown its membership to over 3,804 with assets of more than $16,320,325. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (859) 331-3447 or email them at info@co-united.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Edgewood, KY.

General Information For C&o United CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62587
Address 3029 Dixie Highway 
City Edgewood 
State Kentucky 
Zip-Code 41017
Phone Number (859) 331-3447
Fax Number (859) 578-3642
Email Address: info@co-united.org
CEO/President Mike Cooper
Members 3,804 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 16,320,325 
Website http://www.co-united.org 

Compare C&o United Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Cove CU SEMC FEDERAL CREDIT UNION 577 DUDLEY PIKE 41017 (859) 292-9000 No 1.18
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Postal Family Credit Union, Inc. CU DAYTON BRANCH 1111 E 5th St 45250 (513) 381-8600 No 5.66
Cincinnati Ohio Police CU Cardinal Credit Union 8801 Cheviot Rd 45251 (513) 385-4808 No 5.73
Northern Kentucky Educators' CU Northern Kentucky Educators' Federal Credit Union 2805 Alexandria Way 41076 (859) 441-3405 No 5.98

C&o United Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

C&o United Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.00 5.24 7.74 4.50 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 341 423 608 205 200
Rank Among All Kentucky Credit Unions 22 32 40 21 16

C&o United Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 263 227
Rank Among All Kentucky Credit Unions N/A 19 N/A 23 23
C&o United Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.000160131,895
All Other Unsecured Loans/Lines of Credit 12.950232676,680
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.24019274,030
Used Vehicle Loans 7.7402581,700,768
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5004400,696
Total Other Real Estate Loans/Lines of Credit 4.7501211,301,751
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.24053436,956
TOTAL LOANS & LEASES 8474,922,776

C&o United Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 4400,69600
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 88534,29588534,295
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33767,4564155,000
Open-End Fixed Rate 0000
TOTALS 1251,702,44792689,295


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

C&o United Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes