Border Federal Credit Union

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A short history of Border FCU

Since its inception in 1986 the Border Federal Credit Union has been serving its members in the DEL RIO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Maria Martinez, the Border FCU has grown its membership to over 25,498 with assets of more than $146,055,361. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (830) 774-2328 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DEL RIO, TX.

General Information For Border FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24304
Address PO BOX 420728 
State Texas 
Zip-Code 78842
Phone Number (830) 774-2328
Fax Number (830) 775-1212
Email Address:
CEO/President Maria Martinez
Members 25,498 
Full-Time Employees 95 
Part-Time Employees 18 
Number of Branch Offices
Total Assets 146,055,361 

Compare Border Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Del Rio S.p. CU Del Rio S.P. Credit Union 106 N Main St 78840 (830) 775-9360 No 0.33

Border Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Border Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.11 5.08 7.74 5.15 8.41
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 168 405 608 286 490
Rank Among All Texas Credit Unions 35 153 199 87 132

Border Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.38 0.80 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 81 207 234
Rank Among All Texas Credit Unions N/A 43 17 67 60
Border Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.1109851,547,721
All Other Unsecured Loans/Lines of Credit 10.1704,2209,128,120
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.08076618,262,854
Used Vehicle Loans 7.7401,08116,761,402
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.15062739,108,864
Total Other Real Estate Loans/Lines of Credit 8.410861,808,590
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.0009336,392,369
TOTAL LOANS & LEASES 8,69893,009,920

Border Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7910,110,387122,367,120
    b. 15 Years or less 54828,998,477313,237,913
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 861,808,59010283,880
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 71340,917,454535,888,913


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Border Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes