Blackstone River Federal Credit Union

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A short history of Blackstone River FCU

Since its inception in 1961 the Blackstone River Federal Credit Union has been serving its members in the WOONSOCKET, Rhode Island area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Wood, the Blackstone River FCU has grown its membership to over 4,730 with assets of more than $53,191,445. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (401) 767-1990 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WOONSOCKET, RI.

General Information For Blackstone River FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24523
Address 10 MONUMENT SQ 
City WOONSOCKET 
State Rhode Island 
Zip-Code 02895
Phone Number (401) 767-1990
Fax Number (401) 769-9241
Email Address: none
CEO/President James Wood
Members 4,730 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 53,191,445 
Website http://www.blackstoneriverfcu.org 

Compare Blackstone River Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Cumberland Municipal Employees CU cumberland municipal employees federal credit union 2145 Diamond Hill Rd 02864 (401) 658-0010 No 4.00
Navigant CU Cumberland Hill 3291 Mendon Rd 02917 (401) 233-4300 No 5.61
Postal Employees Regional CU PERFCU 2 Government Ctr 02720 (508) 675-2221 No 10.00
Pawtucket Municipal Employees CU Pawtucket Municipal Employees Federal Credit Union 137 Roosevelt Ave 02860 (401) 728-0500 No 10.19
Woodlawn CU woodlawn federal credit union 744 Main st 02860 (401) 728-8300 No 10.24

Blackstone River Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Blackstone River Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.02 3.79 3.75 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 284 179 102 38
Rank Among All Rhode Island Credit Unions N/A 14 9 4 2

Blackstone River Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.12 0.10 0.34 0.37
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 124 134 296 248
Rank Among All Rhode Island Credit Unions N/A 6 8 11 8
Blackstone River Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.5008142,161,590
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.0202343,504,735
Used Vehicle Loans 3.7905855,940,849
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750332,957,855
Total Other Real Estate Loans/Lines of Credit 3.2501768,301,928
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.75040207,976
TOTAL LOANS & LEASES 1,88223,074,933

Blackstone River Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,524,39500
    b. 15 Years or less 221,433,46000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1144,694,56215791,300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 623,607,3663185,795
Open-End Fixed Rate 0000
TOTALS 20911,259,78318977,095

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Blackstone River Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes