Bi-county Ptc Federal Credit Union

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A short history of Bi-county Ptc FCU

Since its inception in 1947 the Bi-county Ptc Federal Credit Union has been serving its members in the WARREN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Nelson, the Bi-county Ptc FCU has grown its membership to over 1,328 with assets of more than $8,788,830. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (586) 754-4214 or email them at cunion@bicountyptc.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WARREN, MI.

General Information For Bi-county Ptc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5441
Address 21511 VAN DYKE 
City WARREN 
State Michigan 
Zip-Code 48089
Phone Number (586) 754-4214
Fax Number (586) 754-0343
Email Address: cunion@bicountyptc.com
CEO/President Jennifer Nelson
Members 1,328 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 8,788,830 
Website http://www.bcptc.com 

Compare Bi-county Ptc Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Eastpointe Community CU Eastpointe Community CU 22544 Gratiot Ave 48021 (586) 775-3160 No 2.05
Tandem CU Tandem Federal Credit Union 21043 Mound Rd 48091 (586) 759-5050 No 2.82
Unity CU Main Office 7240 E 12 Mile Rd 48092 (586) 573-4110 No 2.98
A.b.d. CU ABD FEDERAL CREDIT UNION 2222 CONNER ST 48215 (313) 822-1034 No 3.10
Warren Municipal CU Warren Municipal Federal Credit Union 31300 Hoover Rd 48093 (586) 268-9690 No 3.63

Bi-county Ptc Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Bi-county Ptc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.90 3.90 3.50 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 262 190 72 341
Rank Among All Michigan Credit Unions 71 79 46 10 72

Bi-county Ptc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.40 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 284 283
Rank Among All Michigan Credit Unions N/A 19 28 64 62
Bi-county Ptc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900353651,079
All Other Unsecured Loans/Lines of Credit 14.000367670,286
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.0001673,526
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.90048506,265
Used Vehicle Loans 3.9002471,236,735
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5005785,330
Total Other Real Estate Loans/Lines of Credit 6.00014257,718
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.000144576,767
TOTAL LOANS & LEASES 1,3454,687,706

Bi-county Ptc Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3622,60600
    b. 15 Years or less 2162,72400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14257,71800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 191,043,04800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bi-county Ptc Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes