Benchmark Federal Credit Union

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A short history of Benchmark FCU

Since its inception in 1940 the Benchmark Federal Credit Union has been serving its members in the West Chester, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David LaSala, the Benchmark FCU has grown its membership to over 12,508 with assets of more than $230,871,768. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (610) 429-1600 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in West Chester, PA.

General Information For Benchmark FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3738
Address PO Box 2387 
City West Chester 
State Pennsylvania 
Zip-Code 19380
Phone Number (610) 429-1600
Fax Number (610) 429-1607
Email Address:
CEO/President David LaSala
Members 12,508 
Full-Time Employees 35 
Part-Time Employees
Number of Branch Offices
Total Assets 230,871,768 

Compare Benchmark Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Steamfitters Phila CU SPFCU 470 DOUGLAS DR 19380 (610) 431-4593 No 1.11
Citadel CU Brookhaven 4923 Edgmont Ave 19015 (610) 380-6000 No 6.18
Wawa Employees CU Credit Union Office 260 W Baltimore Pike 19063 (610) 358-8030 No 9.77
Reliance CU Reliance Branch 8704A Crispin Dr 19136 (610) 783-5229 No 13.19
Sun East CU Chichester Branch 3601 Chichester Ave 19061 (610) 485-2960 No 13.37

Benchmark Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Benchmark Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.45 2.50 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 78 52 205 229
Rank Among All Pennsylvania Credit Unions 72 23 12 69 87

Benchmark Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.58 0.58
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 245 215
Rank Among All Pennsylvania Credit Unions N/A 37 25 65 41
Benchmark Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9005,03811,313,075
All Other Unsecured Loans/Lines of Credit 9.7509473,436,265
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.250521,585,865
New Vehicle Loans 2.4501,16226,059,555
Used Vehicle Loans 2.5001,54821,955,350
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50039282,873,764
Total Other Real Estate Loans/Lines of Credit 5.00059117,265,343
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.1003022,042,082
TOTAL LOANS & LEASES 10,032166,531,299

Benchmark Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21953,357,457158,811,650
    b. 15 Years or less 14921,040,06782,173,800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 248,476,24062,577,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 28410,005,783261,205,482
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 3077,259,560281,368,260
Open-End Fixed Rate 0000
TOTALS 983100,139,1078316,136,192


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Benchmark Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes