Befit Financial Federal Credit Union

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A short history of Befit Financial FCU

Since its inception in 1957 the Befit Financial Federal Credit Union has been serving its members in the Vacaville, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Bobbie Adams, the Befit Financial FCU has grown its membership to over 3,973 with assets of more than $38,383,927. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (707) 557-8900 or email them at info@knbfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Vacaville, CA.

General Information For Befit Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11943
Address PO Box 5760 
City Vacaville 
State California 
Zip-Code 95696
Phone Number (707) 557-8900
Fax Number (707) 359-4515
Email Address: info@knbfcu.com
CEO/President Bobbie Adams
Members 3,973 
Full-Time Employees 15 
Part-Time Employees
Number of Branch Offices
Total Assets 38,383,927 
Website http://www.bffcu.org 

Compare Befit Financial Federal Credit Union To Other Local Credit Unions


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Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
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C & H Sugar Employees CU C&H Sugar Employees Federal Credit Union 1420 Pomona St 94525 (510) 787-9922 No 24.59
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Befit Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Befit Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.56 5.12 5.68 4.42 5.28
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 383 410 407 197 263
Rank Among All California Credit Unions 87 136 137 83 86

Befit Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.23 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 312 N/A
Rank Among All California Credit Unions N/A 45 N/A 93 N/A
Befit Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.560456510,852
All Other Unsecured Loans/Lines of Credit 11.540175921,389
Short-Term, Small Amount Loans (STS) (Federal CU Only) 27.5005914,009
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.1202274,019,104
Used Vehicle Loans 5.6804395,163,483
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.420317,869,259
Total Other Real Estate Loans/Lines of Credit 5.280341,428,428
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.8401464,815,232
TOTAL LOANS & LEASES 1,56724,741,756

Befit Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 124,359,9083620,500
    b. 15 Years or less 4623,70500
Balloon/Hybrid
    a. > 15 years 1219,46000
    b. 15 Years or less 1233,26700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 132,432,9191200,000

OTHER REAL ESTATE

Closed-End Fixed Rate 3136,28100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 311,292,147498,000
Open-End Fixed Rate 0000
TOTALS 659,297,6878918,500

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 311,292,147152,417
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Befit Financial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes