Bcm Federal Credit Union

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A short history of Bcm FCU

Since its inception in 1959 the Bcm Federal Credit Union has been serving its members in the Houston, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tony Black, the Bcm FCU has grown its membership to over 5,106 with assets of more than $39,508,900. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (713) 798-4820 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Houston, TX.

General Information For Bcm FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12892
Address 1 Baylor Plz Ste 59E, Mail Stop BCM 
City Houston 
State Texas 
Zip-Code 77030
Phone Number (713) 798-4820
Fax Number (713) 798-4200
Email Address: none
CEO/President Tony Black
Members 5,106 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 39,508,900 
Website http://www.bcmfcu.com 

Compare Bcm Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Bayou City CU MAIN OFFICE 6414 FANNIN ST STE G50 77030 (713) 704-4943 No 0.48
Southern CU Southern FCU 4 Greenway Plz Ste C-816 77252 (713) 232-7774 No 2.30
Pilgrim Cucc CU Pilgrim CUCC Federal Credit Union 3118 Blodgett St 77004 (713) 524-8783 No 2.34
Smart Financial CU Conroe 3201 W Davis St 77292 (713) 850-1600 No 3.36
Kbr Heritage CU KBR HERITAGE FCU 601 JEFFERSON ST # KT-02 77210 (713) 753-3022 No 3.54

Bcm Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Bcm Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.35 3.35 3.60 4.13 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 187 187 158 160 74
Rank Among All Texas Credit Unions 42 70 61 43 8

Bcm Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.10 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 332 227
Rank Among All Texas Credit Unions N/A 51 N/A 115 59
Bcm Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3502,5351,984,636
All Other Unsecured Loans/Lines of Credit 11.1401,3272,272,513
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.3502683,807,382
Used Vehicle Loans 3.6003043,315,491
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.130222,520,357
Total Other Real Estate Loans/Lines of Credit 3.75033826,362
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.90033309,495
TOTAL LOANS & LEASES 4,52215,036,236

Bcm Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,747,50900
    b. 15 Years or less 7617,50300
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1155,34500
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 33826,362160,000
Open-End Fixed Rate 0000
TOTALS 553,346,719160,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bcm Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes