Baptist Credit Union

  • +1

A short history of Baptist CU

Since its inception in 1955 the Baptist Credit Union has been serving its members in the SAN ANTONIO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nick Holguin, the Baptist CU has grown its membership to over 7,561 with assets of more than $35,279,710. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (210) 525-0100 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN ANTONIO, TX.

General Information For Baptist CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68358
Address 5815 IH 10 WEST 
State Texas 
Zip-Code 78201
Phone Number (210) 525-0100
Fax Number (210) 525-0383
Email Address:
CEO/President Nick Holguin
Members 7,561 
Full-Time Employees 21 
Part-Time Employees
Number of Branch Offices
Total Assets 35,279,710 

Compare Baptist Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Credit Human CU Windsor 8047 Midcrown Dr 78295 (210) 258-1130 No 0.85
Texas Workforce CU Credit Union Office 4801 NW Loop 410 Ste 100 78245 (210) 521-2898 No 2.95
Local 142 CU CU South 23210 US Highway 98 Ste B1 36532 (616) 977-8100 No 3.57
H E B CU San Antonio Service Center 4630 N Loop 1604 W Ste 101 78218 (210) 938-7850 No 3.66
Texas Associations Of Professionals CU Main Office 9110 W Interstate 10 Ste 100 78230 (210) 593-1200 No 3.73

Baptist Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Baptist Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.06 3.84 4.83 4.90 5.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 345 256 304 257 289
Rank Among All Texas Credit Unions 73 95 108 83 59

Baptist Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.35 1.37 0.61
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 89 108 210
Rank Among All Texas Credit Unions N/A 38 18 32 53
Baptist Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0606081,049,775
All Other Unsecured Loans/Lines of Credit 11.9805421,353,686
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8402705,836,894
Used Vehicle Loans 4.8305688,495,545
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.900946,817,226
Total Other Real Estate Loans/Lines of Credit 5.50016476,307
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.63046544,552
TOTAL LOANS & LEASES 2,14424,573,985

Baptist Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3641,53600
    b. 15 Years or less 693,098,9885463,721
    a. > 15 years 31,052,9431150,000
    b. 15 Years or less 192,023,759149,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 16476,30700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1107,293,5337662,721


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Baptist Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes