Ball State Federal Credit Union

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A short history of Ball State FCU

Since its inception in 1956 the Ball State Federal Credit Union has been serving its members in the MUNCIE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Carl Glassburn, the Ball State FCU has grown its membership to over 13,203 with assets of more than $94,955,935. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (765) 741-2728 or email them at Generalemail@bsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MUNCIE, IN.

General Information For Ball State FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11103
Address P O BOX 1949 
City MUNCIE 
State Indiana 
Zip-Code 47308
Phone Number (765) 741-2728
Fax Number (765) 741-2737
Email Address: Generalemail@bsfcu.com
CEO/President Carl Glassburn
Members 13,203 
Full-Time Employees 29 
Part-Time Employees
Number of Branch Offices
Total Assets 94,955,935 
Website http://www.bsfcu.com 

Compare Ball State Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Muncie Post Office CU MUNCIE POST OFFICE CREDIT UNION 501 W Memorial Dr 47307 (765) 282-1309 No 1.14
First County CU Main Office-1100 W 11th St 1100 W 11th St 47302 (765) 284-3471 No 1.16
Munseetown Community CU Main Office 1805 N Elm St 47303 (765) 282-2236 No 1.22
Primetrust Financial CU PrimeTrust Financial FCU 3230 S Madison St 47302 (765) 289-2148 No 2.89
Thrive CU Morrison Office 3360 N Morrison Rd 47304 (765) 381-8204 No 3.35

Ball State Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ball State Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 3.63 3.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 85 66
Rank Among All Indiana Credit Unions 26 24 10 11 6

Ball State Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.03 N/A 0.25 0.06
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 148 N/A 310 289
Rank Among All Indiana Credit Unions N/A 31 N/A 52 53
Ball State Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008181,151,502
All Other Unsecured Loans/Lines of Credit 7.9005782,147,162
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.170287322,085
New Vehicle Loans 2.9903255,669,121
Used Vehicle Loans 2.9902,71727,030,253
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.63024218,375,940
Total Other Real Estate Loans/Lines of Credit 3.6503627,825,054
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9903766,115,816
TOTAL LOANS & LEASES 5,70568,636,933

Ball State Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 11410,888,9148819,110
    b. 15 Years or less 342,055,2963302,700
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 146,68800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 14936,01600
Adjustable Rate > 1 yr 794,449,02600

OTHER REAL ESTATE

Closed-End Fixed Rate 922,235,42900
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2705,589,625301,150,090
Open-End Fixed Rate 0000
TOTALS 60426,200,994412,271,900

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ball State Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes