Baldwin County Federal Credit Union

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A short history of Baldwin County FCU

Since its inception in 1959 the Baldwin County Federal Credit Union has been serving its members in the BAY MINETTE, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Gary Townsend, the Baldwin County FCU has grown its membership to over 2,613 with assets of more than $22,499,000. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (251) 937-0334 or email them at gary@baldwincountyfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BAY MINETTE, AL.

General Information For Baldwin County FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13329
Address PO BOX 1149 
City BAY MINETTE 
State Alabama 
Zip-Code 36507
Phone Number (251) 937-0334
Fax Number (251) 580-1609
Email Address: gary@baldwincountyfcu.com
CEO/President Gary Townsend
Members 2,613 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 22,499,000 
Website http://www.baldwincountyfcu.com 

Compare Baldwin County Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Mobile Government Emp. CU MOBILE GOVG EMP. CU 109 Saint Joseph St 36628 (251) 694-4100 No 21.49
Gulf Coast CU Computer Marketing Corp 8520 S Sandy Pkwy 84070 (801) 365-5000 No 22.39
Progressive CU Progressive Federal Credit Union 1065 Spring Hill Ave 36604 (251) 338-2092 No 22.43
The Infirmary CU Mobile Infirmary Boulevard 130 Mobile Infirmary Blvd 36652 (251) 435-5900 No 23.47
Blue Flame CU Main 2828 Dauphin St 36652 (251) 450-4804 No 24.90

Baldwin County Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Baldwin County Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.25 5.99 4.25 8.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 311 442 174 475
Rank Among All Alabama Credit Unions N/A 37 43 15 46

Baldwin County Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 1.07 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 158 N/A
Rank Among All Alabama Credit Unions N/A 23 N/A 14 N/A
Baldwin County Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 12.9903281,558,146
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.25047872,653
Used Vehicle Loans 5.9902983,174,256
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250262,007,259
Total Other Real Estate Loans/Lines of Credit 8.000291,216,697
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.990701,184,202
TOTAL LOANS & LEASES 79810,013,213

Baldwin County Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 262,007,25900
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 4116,95200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 251,099,745152,651
Open-End Fixed Rate 0000
TOTALS 553,223,956152,651

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Baldwin County Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes