Badlands Federal Credit Union

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A short history of Badlands FCU

Since its inception in 1941 the Badlands Federal Credit Union has been serving its members in the Glendive, Montana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Shiloh Smeltzer, the Badlands FCU has grown its membership to over 2,584 with assets of more than $26,935,013. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (406) 377-4442 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Glendive, MT.

General Information For Badlands FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 4227
Address PO Box 1382 
City Glendive 
State Montana 
Zip-Code 59330
Phone Number (406) 377-4442
Fax Number (406) 377-6878
Email Address:
CEO/President Shiloh Smeltzer
Members 2,584 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 26,935,013 

Compare Badlands Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
M D U Employees CU MDU Employees Federal Credit Union 210 S Merrill Ave 59330 (406) 377-8883 No 6.63
Glendive Bn CU GLENDIVE BN FEDERAL CREDIT UNION 509A N MERRILL AVE 59330 (406) 377-4250 No 6.67

Badlands Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Badlands Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.58 5.72 6.00 4.81
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 350 412 373 206
Rank Among All Montana Credit Unions N/A 37 26 28 12

Badlands Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.05 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 340 N/A
Rank Among All Montana Credit Unions N/A 13 N/A 31 N/A
Badlands Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.690117281,644
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.5801833,546,468
Used Vehicle Loans 5.7202572,628,575
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000111,537
Total Other Real Estate Loans/Lines of Credit 4.81017810,492
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.35047575,967
TOTAL LOANS & LEASES 6227,854,683

Badlands Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,53700
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 17810,492440,428
TOTALS 18822,029440,428


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Badlands Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes