Atomic Credit Union

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A short history of Atomic CU

Since its inception in 1955 the Atomic Credit Union has been serving its members in the Piketon, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Thomas Griffiths, the Atomic CU has grown its membership to over 45,046 with assets of more than $291,860,523. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (740) 289-5060 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Piketon, OH.

General Information For Atomic CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63532
Address 711 Beaver Creek Rd 
City Piketon 
State Ohio 
Zip-Code 45661
Phone Number (740) 289-5060
Fax Number (740) 289-5061
Email Address:
CEO/President Thomas Griffiths
Members 45,046 
Full-Time Employees 169 
Part-Time Employees
Number of Branch Offices 13 
Total Assets 291,860,523 

Compare Atomic Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
S.c.f.e. CU Main Office 610 Gay St 45662 (740) 353-1628 No 21.61
Desco CU DESCO 1438 6th Ave 25701 (304) 525-4550 No 21.66
Homeland CU Greenfield 1195 N 5TH ST 45601 (937) 981-1946 No 21.70
Tayco Employees CU Tayco Employees FCU 447 Nelroy Rd 41175 (606) 932-4774 No 23.10
Chivaho CU Chivaho FCU 17273 State Route 104 45601 (740) 775-3381 No 24.90

Atomic Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Atomic Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 2.99 2.99 5.00 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 145 91 268 132
Rank Among All Ohio Credit Unions 48 35 16 75 21

Atomic Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 0.25 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 105 310 266
Rank Among All Ohio Credit Unions N/A 16 25 92 66
Atomic Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.2502,6126,453,413
All Other Unsecured Loans/Lines of Credit 7.9906,7807,768,655
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9902114,218,046
Used Vehicle Loans 2.9908,39372,662,625
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.0001,18695,142,820
Total Other Real Estate Loans/Lines of Credit 4.25031111,678,942
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.5001,69116,928,524
TOTAL LOANS & LEASES 21,184214,853,025

Atomic Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 39536,476,789464,691,037
    b. 15 Years or less 46525,974,452382,618,727
    a. > 15 years 132,564,409181,703
    b. 15 Years or less 1121,80500
Other Fixed Rate 683,576,766131,224,603
Adjustable Rate 1 yr or less 13618,213,034142,128,486
Adjustable Rate > 1 yr 1088,215,565391,322


Closed-End Fixed Rate 699,00800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 30511,579,934301,432,812
Open-End Fixed Rate 0000
TOTALS 1,497106,821,76214512,268,690


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2819,556,2901,282,812
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Atomic Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes