Athol Credit Union

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A short history of Athol CU

Since its inception in 1930 the Athol Credit Union has been serving its members in the ATHOL, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Miller, the Athol CU has grown its membership to over 6,851 with assets of more than $106,574,015. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (978) 249-3527 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATHOL, MA.

General Information For Athol CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66819
Address P.O. BOX 389 
State Massachusetts 
Zip-Code 01331
Phone Number (978) 249-3527
Fax Number (978) 249-3448
Email Address:
CEO/President Kevin Miller
Members 6,851 
Full-Time Employees 21 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 106,574,015 

Compare Athol Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Gfa CU Ashburnham Branch 35 Main St 01440 (978) 827-3283 No 9.37
Workers' CU Lunenburg Office 603 Massachusetts Ave 01462 (978) 345-1021 No 19.38
I-c CU Worcester 947 W Boylston St 01606 (978) 343-3725 No 20.64
Leominster Employees CU LEFCU Office 24 Church St 01453 (978) 534-0240 No 21.65
Leominster CU Holden 715 Main St 01520 (508) 829-7146 No 21.75

Athol Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Athol Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 1.99 1.99 4.13 1.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 34 21 159 4
Rank Among All Massachusetts Credit Unions N/A 6 2 39 1

Athol Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.30 1.36 1.36
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 97 109 111
Rank Among All Massachusetts Credit Unions N/A 21 21 12 11
Athol Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.99080397,917
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9902965,525,308
Used Vehicle Loans 1.9908659,421,260
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13038738,427,807
Total Other Real Estate Loans/Lines of Credit 1.99044213,452,240
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.75056439,594
TOTAL LOANS & LEASES 2,12667,664,126

Athol Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 21927,996,319182,733,850
    b. 15 Years or less 1388,831,1344451,015
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 15,60500
Adjustable Rate > 1 yr 291,594,74900


Closed-End Fixed Rate 27591,5166206,700
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 41512,860,72424746,518
Open-End Fixed Rate 0000
TOTALS 82951,880,047524,138,083


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 30911,059,996726,518
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Athol Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes