Associated School Employees Credit Union

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A short history of Associated School Employees CU

Since its inception in 1958 the Associated School Employees Credit Union has been serving its members in the Youngstown, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Kurish, the Associated School Employees CU has grown its membership to over 13,852 with assets of more than $133,432,306. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (330) 792-4000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Youngstown, OH.

General Information For Associated School Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68587
Address 1690 S. Canfiled Niles Rd 
City Youngstown 
State Ohio 
Zip-Code 44515
Phone Number (330) 792-4000
Fax Number (330) 792-4909
Email Address: none
CEO/President Michael Kurish
Members 13,852 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 133,432,306 
Website http://asecu.com 

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Associated School Employees Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Associated School Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.99 2.75 3.75 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 340 115 175 72 100
Rank Among All Ohio Credit Unions 60 23 33 11 13

Associated School Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 234 205
Rank Among All Ohio Credit Unions N/A 28 38 65 46
Associated School Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9901,9161,670,903
All Other Unsecured Loans/Lines of Credit 12.0005642,098,720
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7501,02313,946,106
Used Vehicle Loans 3.7501,30312,425,486
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50074242,767,818
Total Other Real Estate Loans/Lines of Credit 4.0001311,687,252
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0001,1464,698,804
TOTAL LOANS & LEASES 6,82579,295,089

Associated School Employees Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1088,950,722252,089,106
    b. 15 Years or less 62233,537,37611917,223
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 12279,72000

OTHER REAL ESTATE

Closed-End Fixed Rate 13290,72400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1181,396,5289308,000
Open-End Fixed Rate 0000
TOTALS 87344,455,070453,314,329

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Associated School Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes