Artesian City Federal Credit Union

Social
  • +1

A short history of Artesian City FCU

Since its inception in 1950 the Artesian City Federal Credit Union has been serving its members in the ALBANY, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Matthew Lawson, the Artesian City FCU has grown its membership to over 2,537 with assets of more than $17,287,988. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (229) 436-0869 or email them at acfcu@artesianfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALBANY, GA.

General Information For Artesian City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6859
Address P O BOX 428 
City ALBANY 
State Georgia 
Zip-Code 31702
Phone Number (229) 436-0869
Fax Number (229) 888-3828
Email Address: acfcu@artesianfcu.org
CEO/President Matthew Lawson
Members 2,537 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,287,988 
Website http://www.artesianfcu.org 

Compare Artesian City Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Doco CU Pelham Branch 146 Mathewson Ave SW 31779 (229) 294-9005 No 3.82
Members United Credit Union CU Westover 1115 N Westover Blvd 31707 (229) 439-1448 No 4.31

Artesian City Federal Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Artesian City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 4.00 8.00 4.25 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 282 630 174 229
Rank Among All Georgia Credit Unions N/A 39 68 16 16

Artesian City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.25 N/A 0.65 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 95 N/A 234 N/A
Rank Among All Georgia Credit Unions 9 15 N/A 24 N/A
Artesian City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.0005631,165,403
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00010371,384
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.00032636,642
Used Vehicle Loans 8.0003553,966,341
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25023693,557
Total Other Real Estate Loans/Lines of Credit 5.00014,433
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.00089787,556
TOTAL LOANS & LEASES 1,1667,325,316

Artesian City Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 23693,557170,400
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14,43300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 24697,990170,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Artesian City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes