Artesia Credit Union

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A short history of Artesia CU

Since its inception in 1955 the Artesia Credit Union has been serving its members in the Artesia, New Mexico area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Johnston, the Artesia CU has grown its membership to over 7,187 with assets of more than $96,936,964. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (575) 748-9779 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Artesia, NM.

General Information For Artesia CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62783
Address PO Box 406 
City Artesia 
State New Mexico 
Zip-Code 88210
Phone Number (575) 748-9779
Fax Number (575) 748-3850
Email Address: none
CEO/President Ronald Johnston
Members 7,187 
Full-Time Employees 14 
Part-Time Employees
Number of Branch Offices
Total Assets 96,936,964 
Website http://www.artesiacu.org 

Compare Artesia Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Financial Security CU Financial Security CU Main Office 1105 W Pierce St 88220 (575) 887-6030 No 20.49
Eddy CU Eddy Federal Credit Union 909 W Pierce St 88220 (575) 887-1784 No 20.54
Internationalites CU Internationalites FCU 901 N Canal St 88220 (575) 885-4027 No 21.03
U-1st Community CU Main Office 601 N Canal St 88220 (575) 887-1785 No 21.25

Artesia Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Artesia Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.95 4.34 4.49 5.22
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 270 244 204 257
Rank Among All New Mexico Credit Unions 7 16 13 12 9

Artesia Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.20 0.23 0.75 0.51
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 108 110 215 226
Rank Among All New Mexico Credit Unions N/A 11 10 17 17
Artesia Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900117330,749
All Other Unsecured Loans/Lines of Credit 10.7607732,780,112
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.95056516,215,718
Used Vehicle Loans 4.3401,02017,792,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4908512,748,192
Total Other Real Estate Loans/Lines of Credit 5.220371,125,667
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.8002985,767,785
TOTAL LOANS & LEASES 2,89556,760,615

Artesia Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 428,247,82871,756,800
    b. 15 Years or less 434,500,3648891,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 29895,32600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 7227,49200
Open-End Fixed Rate 12,84900
TOTALS 12213,873,859152,647,800

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Artesia Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes