Arh Federal Credit Union

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A short history of Arh FCU

Since its inception in 1971 the Arh Federal Credit Union has been serving its members in the MIDDLESBORO, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by KIM HELTON, the Arh FCU has grown its membership to over 3,611 with assets of more than $12,218,743. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (606) 248-8566 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MIDDLESBORO, KY.

General Information For Arh FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 20438
Address P.O. BOX 1447 
State Kentucky 
Zip-Code 40965
Phone Number (606) 248-8566
Fax Number (606) 248-7716
Email Address:
Members 3,611 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,218,743 

Compare Arh Federal Credit Union To Other Local Credit Unions

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Arh Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Arh Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 8.00 12.00 5.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 585 786 268 100
Rank Among All Kentucky Credit Unions N/A 38 47 26 8

Arh Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.25 0.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 310 283
Rank Among All Kentucky Credit Unions N/A 16 N/A 30 29
Arh Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 15.000363933,213
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 8.00033911,393
Used Vehicle Loans 12.0003571,837,185
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000261,354,697
Total Other Real Estate Loans/Lines of Credit 4.0001774
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 15.00073555,152
TOTAL LOANS & LEASES 8535,592,414

Arh Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 251,343,2077453,854
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 111,49000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 177400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 271,355,4717453,854


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arh Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes