Ambridge Area Federal Credit Union

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A short history of Ambridge Area FCU

Since its inception in 1935 the Ambridge Area Federal Credit Union has been serving its members in the Baden, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Sandra Kowal, the Ambridge Area FCU has grown its membership to over 1,413 with assets of more than $11,297,831. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (724) 869-3342 or email them at info@ambridgeareafcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Baden, PA.

General Information For Ambridge Area FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 900
Address 401 State Street 
City Baden 
State Pennsylvania 
Zip-Code 15005
Phone Number (724) 869-3342
Fax Number (724) 869-3348
Email Address: info@ambridgeareafcu.com
CEO/President Sandra Kowal
Members 1,413 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,297,831 
Website http://www.ambridgeareafcu.com 

Compare Ambridge Area Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Keystone United Methodist CU Main Brach 1204 Freedom Rd 16066 (724) 776-2300 No 4.17
Usx CU Monaca Office 400 Frankfort Rd 15061 (888) 219-3159 No 4.45
New Alliance CU West Aliquippa 300 Main Ave 15001 (724) 378-6557 No 4.46
Friendly CU Friendly Federal Credit Union 2000 Main St 15001 (724) 375-0488 No 5.77
A & S CU A & S Federal Credit Union 2283 Brodhead Rd 15001 (724) 375-0248 No 5.78

Ambridge Area Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ambridge Area Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 4.43 5.93 N/A 4.73
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 333 435 N/A 198
Rank Among All Pennsylvania Credit Unions 15 116 140 N/A 73

Ambridge Area Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.10 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 332 158
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 95 28
Ambridge Area Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.500192516,457
All Other Unsecured Loans/Lines of Credit 8.000224756,037
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.43022301,514
Used Vehicle Loans 5.9301251,344,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.730642,435,397
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50018344,559
TOTAL LOANS & LEASES 6455,698,356

Ambridge Area Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 642,435,3979471,195
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 642,435,3979471,195

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ambridge Area Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes