Altaone Federal Credit Union

  • +1

A short history of Altaone FCU

Since its inception in 1947 the Altaone Federal Credit Union has been serving its members in the Ridgecrest, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Robert Boland, the Altaone FCU has grown its membership to over 52,741 with assets of more than $643,569,011. They have a main office and 11 branch offices. Please see the credit unions website or contact them by phone at (760) 371-7000 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Ridgecrest, CA.

General Information For Altaone FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5612
Address PO Box 1209 
City Ridgecrest 
State California 
Zip-Code 93556
Phone Number (760) 371-7000
Fax Number () -
Email Address: none
CEO/President Robert Boland
Members 52,741 
Full-Time Employees 150 
Part-Time Employees 61 
Number of Branch Offices 11 
Total Assets 643,569,011 

Compare Altaone Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Desert Valleys CU Indian Wells Valley Branch 100 E Ward Ave 93556 (760) 446-3500 No 0.63

Altaone Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Altaone Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 14.99 2.24 3.24 4.25 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 520 56 119 174 260
Rank Among All California Credit Unions 125 22 54 76 85

Altaone Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.35 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 293 276
Rank Among All California Credit Unions N/A 45 46 88 86
Altaone Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 14.99010,27938,573,932
All Other Unsecured Loans/Lines of Credit 12.9003,20217,024,799
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.96013,48122,196,243
New Vehicle Loans 2.2403,73489,809,440
Used Vehicle Loans 3.2408,617126,900,768
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501,244133,232,572
Total Other Real Estate Loans/Lines of Credit 5.25044919,358,711
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.9902,75291,793,186
TOTAL LOANS & LEASES 43,758538,889,651

Altaone Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 82795,685,748436,026,274
    b. 15 Years or less 41737,546,824282,129,002
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 27214,5045197,645
Closed-End Adjustable Rate 23966,98100
Open-End Adjustable Rate 39517,363,579171,188,391
Open-End Fixed Rate 4813,64700
TOTALS 1,693152,591,283939,541,312


Interest Only & Payment Option 1st Mortgage Loans 4735,0980
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Altaone Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes