Allegheny Central Federal Credit Union

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A short history of Allegheny Central FCU

Since its inception in 1935 the Allegheny Central Federal Credit Union has been serving its members in the Dunbar, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vickie Erminio, the Allegheny Central FCU has grown its membership to over 859 with assets of more than $5,916,524. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (724) 628-2106 or email them at virginia@acefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dunbar, PA.

General Information For Allegheny Central FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 841
Address 1253 University Dr Ste 100 
City Dunbar 
State Pennsylvania 
Zip-Code 15431
Phone Number (724) 628-2106
Fax Number (724) 628-5569
Email Address: virginia@acefcu.org
CEO/President Vickie Erminio
Members 859 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 5,916,524 
Website http://www.acefcu.org 

Compare Allegheny Central Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Glass Cap CU Main Office 241 N Pittsburgh St 15425 (724) 628-2424 No 5.10
Fayette County School Employees CU Fayette County School Employees Credit Union 193 Edison St 15401 (724) 438-9019 No 5.32
Frick Tri-county CU Uniontown Office 235 Pittsburgh St 15401 (724) 438-5123 No 7.13
Fayette Federal Employees CU Fayette Federal EFCU 364 Morgantown St 15401 (724) 438-3070 No 8.02
Mt Pleasant Area School Emp CU Mount Pleasant Area School Employees, FCU 505 N Church St 15666 (724) 542-4940 No 15.16

Allegheny Central Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Allegheny Central Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.49 5.99 4.49 4.99
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 340 442 204 228
Rank Among All Pennsylvania Credit Unions 39 117 142 68 86

Allegheny Central Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 1.15 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 143 N/A
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 29 N/A
Allegheny Central Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001522,080
All Other Unsecured Loans/Lines of Credit 9.00089327,913
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0001570
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.49037749,302
Used Vehicle Loans 5.9901951,691,817
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.49016348,899
Total Other Real Estate Loans/Lines of Credit 4.99014267,252
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.99058436,000
TOTAL LOANS & LEASES 4253,843,833

Allegheny Central Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 16348,899254,500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 14267,252124,185
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 30616,151378,685

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Allegheny Central Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes