Allegan Community Federal Credit Union

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A short history of Allegan Community FCU

Since its inception in 1945 the Allegan Community Federal Credit Union has been serving its members in the ALLEGAN, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kristopher Lewis, the Allegan Community FCU has grown its membership to over 6,278 with assets of more than $35,554,682. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (269) 673-5465 or email them at joyce@allegancu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALLEGAN, MI.

General Information For Allegan Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5185
Address P. O. BOX 320 
City ALLEGAN 
State Michigan 
Zip-Code 49010
Phone Number (269) 673-5465
Fax Number (269) 673-4298
Email Address: joyce@allegancu.com
CEO/President Kristopher Lewis
Members 6,278 
Full-Time Employees 19 
Part-Time Employees
Number of Branch Offices
Total Assets 35,554,682 
Website http://www.allegancu.com 

Compare Allegan Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Arbor Financial CU Gull Road 5991 Gull Rd 49048 (269) 383-2844 No 19.49
Consumers CU Plainfield 3869 Plainfield Ave NE 49048 (616) 447-1933 No 20.72
Community Promise CU Main Office 1313 Portage St 49003 (269) 459-1777 No 22.70
Tower Family CU Main Office 3302 Mindi Ln 49007 (269) 344-8525 No 23.55
Kalsee CU Battle Creek Branch 1585 W Dickman Rd 49003 (269) 962-1224 No 24.42

Allegan Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Allegan Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.99 2.50 2.70 3.50 3.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 458 84 66 72 27
Rank Among All Michigan Credit Unions 84 18 16 10 2

Allegan Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.20 0.50 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 114 263 271
Rank Among All Michigan Credit Unions N/A 16 25 59 59
Allegan Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9901,379990,240
All Other Unsecured Loans/Lines of Credit 8.5005721,311,067
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0001482
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.5001051,879,063
Used Vehicle Loans 2.7008899,168,811
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.5001094,381,732
Total Other Real Estate Loans/Lines of Credit 3.0005227,342
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.75089887,803
TOTAL LOANS & LEASES 3,14918,846,540

Allegan Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 111,176,0615653,870
    b. 15 Years or less 541,866,1365172,500
Balloon/Hybrid
    a. > 15 years 5394,00800
    b. 15 Years or less 39945,52700
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 5227,34200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1144,609,07410826,370

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Allegan Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes