Alcose Credit Union

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A short history of Alcose CU

Since its inception in 1950 the Alcose Credit Union has been serving its members in the White Oak, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joy Benedek, the Alcose CU has grown its membership to over 3,080 with assets of more than $17,016,887. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (412) 673-2450 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in White Oak, PA.

General Information For Alcose CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61926
Address 3001 Jacks Run Rd Ste 101 
City White Oak 
State Pennsylvania 
Zip-Code 15131
Phone Number (412) 673-2450
Fax Number (412) 673-2483
Email Address:
CEO/President Joy Benedek
Members 3,080 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 17,016,887 

Compare Alcose Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Parkview Community CU Parkview Community Federal Credit Union 2100 Eden Park Blvd 15132 (412) 678-9564 No 1.65
Mckeesport Bell CU McKeesport Bell Federall Credit Union 316 36th ST 15132 (412) 672-8550 No 1.98
Mckeesport Area Public School Emp CU MAIN OFFICE 3590 ONEIL BLVD 15132 (412) 672-7735 No 2.12
Mckeesport Congregational CU Credit Union 1313 Wilson St 15132 (412) 672-1462 No 2.19
Norwin Teachers CU Main Office 183 Clay Pike 15642 (724) 864-7469 No 3.40

Alcose Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Alcose Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.49 4.22 4.46 6.36
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 83 228 201 377
Rank Among All Pennsylvania Credit Unions 20 26 73 65 111

Alcose Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.35 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 293 243
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 81 50
Alcose Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900263438,269
All Other Unsecured Loans/Lines of Credit 8.9905011,874,446
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.490771,369,233
Used Vehicle Loans 4.2201451,442,431
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.4607702,373
Total Other Real Estate Loans/Lines of Credit 6.360457,958
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6602286,758
TOTAL LOANS & LEASES 1,0195,971,468

Alcose Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2259,2041183,432
    b. 15 Years or less 5443,169130,175
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 457,95800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 11760,3312213,607


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Alcose Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans No
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes