Agassiz Federal Credit Union

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A short history of Agassiz FCU

Since its inception in 1953 the Agassiz Federal Credit Union has been serving its members in the CROOKSTON, Minnesota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Barbara McWaters, the Agassiz FCU has grown its membership to over 1,406 with assets of more than $13,684,665. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (218) 281-5741 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CROOKSTON, MN.

General Information For Agassiz FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24522
Address 218 N BROADWAY 
State Minnesota 
Zip-Code 56716
Phone Number (218) 281-5741
Fax Number (218) 281-5105
Email Address:
CEO/President Barbara McWaters
Members 1,406 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 13,684,665 

Compare Agassiz Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Red Lake Co Op CU CU Office 111 2nd St SW 56750 (218) 253-2775 No 13.87
Area Community CU Area Community Credit Union 2800 S Washington St 58201 (701) 772-2690 No 23.99
Northern Sts Pwr Company Emp CU Credit Union 1206 5th Ave S 58201 (701) 795-5244 No 24.39
Riverfork CU Riverfork Federal Credit Union 711 N Washington St 58203 (701) 775-0593 No 24.66
Brooks Community CU Brooks Community Federal Credit Union 200 Main Street 56715 (218) 698-4220 No 25.23

Agassiz Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Agassiz Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.80 5.25 4.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 120 356 174 168
Rank Among All Minnesota Credit Unions 36 23 60 23 17

Agassiz Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.29 2.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 303 49
Rank Among All Minnesota Credit Unions N/A 17 N/A 37 2
Agassiz Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900218134,300
All Other Unsecured Loans/Lines of Credit 8.990155285,001
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.80015270,540
Used Vehicle Loans 5.2501461,274,310
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250733,406,266
Total Other Real Estate Loans/Lines of Credit 4.5007186,187
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.000931,330,463
TOTAL LOANS & LEASES 7076,887,067

Agassiz Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2181,85800
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 703,218,33561,029,780
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 16,07300
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7186,187115,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 803,592,45371,044,780


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Agassiz Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes