Advantage One Credit Union

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A short history of Advantage One CU

Since its inception in 1960 the Advantage One Credit Union has been serving its members in the Morrison, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Fred Barnabe, the Advantage One CU has grown its membership to over 2,835 with assets of more than $21,150,512. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (815) 772-7215 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Morrison, IL.

General Information For Advantage One CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68343
Address PO Box 151 
City Morrison 
State Illinois 
Zip-Code 61270
Phone Number (815) 772-7215
Fax Number (815) 772-4458
Email Address: none
CEO/President Fred Barnabe
Members 2,835 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 21,150,512 

Compare Advantage One Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Aegis CU Clinton 1200 N 2nd St 52732 (563) 242-0531 No 11.34
Milledgeville Community CU Milledgeville Community Credit Union 334 N Main Ave 61051 (815) 225-7617 No 13.51
1st Gateway CU Morrison 204 E Main St 61270 (815) 772-2200 No 15.40
Select Employees CU Select Employees Credit Union 2412 Freeport Rd 61081 (815) 626-8181 No 15.43
Blackhawk Area CU Freeport Branch 1555 S Float Ave 61032 (815) 235-8729 No 20.56

Advantage One Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Advantage One Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.00 3.74 3.99 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 160 242 202 138 229
Rank Among All Illinois Credit Unions 18 73 53 27 48

Advantage One Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 0.25 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 310 266
Rank Among All Illinois Credit Unions N/A 34 19 57 43
Advantage One Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.000331804,176
All Other Unsecured Loans/Lines of Credit 12.490233800,857
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.740801,449,294
Used Vehicle Loans 3.9906006,430,690
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000874,037,021
Total Other Real Estate Loans/Lines of Credit 5.00010250,784
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.99095768,692
TOTAL LOANS & LEASES 1,43614,541,514

Advantage One Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 583,251,4927593,500
    b. 15 Years or less 29785,529292,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 10250,784373,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 974,287,80512758,700


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Advantage One Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes