Advancial Federal Credit Union

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A short history of Advancial FCU

Since its inception in 1937 the Advancial Federal Credit Union has been serving its members in the Dallas, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brent Sheffield, the Advancial FCU has grown its membership to over 82,585 with assets of more than $1,455,200,105. They have a main office and 17 branch offices. Please see the credit unions website or contact them by phone at (800) 322-2709 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Dallas, TX.

General Information For Advancial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 2285
Address 1845 Woodall Rodgers Fwy Ste 1300 
City Dallas 
State Texas 
Zip-Code 75201
Phone Number (800) 322-2709
Fax Number (214) 880-9501
Email Address:
CEO/President Brent Sheffield
Members 82,585 
Full-Time Employees 206 
Part-Time Employees 10 
Number of Branch Offices 17 
Total Assets 1,455,200,105 

Compare Advancial Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Neiman Marcus Group Employees CU Neiman Marcus 1618 Main St 75201 (214) 573-5322 No 0.48
Texas CU Desoto Branch Office 1021 E Pleasant Run Rd 75242 (972) 228-4885 No 0.62
Dallas CU Dallas Credit Union 4245 N Central Expy Ste 100 75202 (214) 748-5166 No 0.72
Resource One CU Garland 302 W Centerville Rd 75266 (214) 319-3100 No 1.27
Baylor Health Care System CU Main Office 4005 Crutcher St Ste 130 75246 (214) 820-2342 No 1.47

Advancial Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Advancial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.08 3.08 3.88 5.43
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 154 101 121 281
Rank Among All Texas Credit Unions 50 54 41 30 58

Advancial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.11 1.74 1.92
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 133 62 56
Rank Among All Texas Credit Unions N/A 47 34 13 8
Advancial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008,81629,358,742
All Other Unsecured Loans/Lines of Credit 8.9003,27219,655,889
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.0805,754177,682,321
Used Vehicle Loans 3.08014,944270,457,590
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8801,844496,304,139
Total Other Real Estate Loans/Lines of Credit 5.43056723,135,460
Leases Receivable 3.8901,65160,353,240
Total All Other Loans/Lines of Credit 4.5007,485183,352,695
TOTAL LOANS & LEASES 44,3331,260,300,076

Advancial Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6111,135,08910422,739,892
    b. 15 Years or less 582,588,3025110,287,935
    a. > 15 years 804192,527,64212645,587,937
    b. 15 Years or less 921290,053,10614967,630,227
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 44818,143,144452,049,101
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1194,992,316231,315,700
Open-End Fixed Rate 0000
TOTALS 2,411519,439,599498149,610,792


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Advancial Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes