A+ Federal Credit Union

  • +1

A short history of A+ FCU

Since its inception in 1949 the A+ Federal Credit Union has been serving its members in the AUSTIN, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kerry Parker, the A+ FCU has grown its membership to over 135,867 with assets of more than $1,359,001,824. They have a main office and 21 branch offices. Please see the credit unions website or contact them by phone at (512) 302-6800 or email them at administration@aplusfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AUSTIN, TX.

General Information For A+ FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 6178
Address PO BOX 14867 
State Texas 
Zip-Code 78761
Phone Number (512) 302-6800
Fax Number (512) 459-1703
Email Address: administration@aplusfcu.org
CEO/President Kerry Parker
Members 135,867 
Full-Time Employees 334 
Part-Time Employees 67 
Number of Branch Offices 21 
Total Assets 1,359,001,824 
Website http://www.aplusfcu.org 

Compare A+ Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Public Employees CU 10th Street Branch 306 E 10th St 78768 (512) 474-1955 No 0.40
Velocity CU Main Branch 610 E 11th St 78767 (512) 469-7000 No 0.57
Vatat CU VATAT Credit Union 614 E 12th St 78701 (512) 472-3258 No 0.63
Travis County CU Main Office 1101 N Interstate 35 78702 (512) 477-2641 No 0.71
Lcra CU FPP 104 E State Highway 71 Byp 78760 (979) 639-0023 No 3.08

A+ Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

A+ Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.70 2.70 3.88 3.65
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 108 66 119 66
Rank Among All Texas Credit Unions N/A 34 27 29 7

A+ Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.20 0.60 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 114 240 250
Rank Among All Texas Credit Unions N/A 43 24 81 64
A+ Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 9.90027,26647,858,259
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0001,013478,502
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7005,675161,635,461
Used Vehicle Loans 2.70017,167298,814,116
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8803,055358,806,981
Total Other Real Estate Loans/Lines of Credit 3.65097640,075,504
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0508,382103,254,805
TOTAL LOANS & LEASES 63,5341,010,923,628

A+ Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,624189,797,40521236,479,802
    b. 15 Years or less 1,23795,923,10614216,880,178
    a. > 15 years 6130,212,04875,967,877
    b. 15 Years or less 2714,773,50922,610,969
Other Fixed Rate 103,910,45356,301,156
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 9624,190,460176,472,210


Closed-End Fixed Rate 88737,292,660331,507,247
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 892,782,8444373,520
Open-End Fixed Rate 0000
TOTALS 4,031398,882,48542276,592,959


Interest Only & Payment Option 1st Mortgage Loans 94,862,7360
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

A+ Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes