Since its inception in 1947 the NAVY FEDERAL CREDIT UNION has been serving its members in
and around the Vienna, Virginia area
with exceptional financial products.
Currently led by
,
the NAVY FCU has grown it's membership to
over
3,408,000 with assets of more than
$39,610,194,000.
They have
6,483 full time employees
and 550 part time employees
with a
main office and 179 branch offices.
The NAVY FEDERAL CREDIT UNION offers it's members a full service website that allows for true
"Banking From Home" functionality. Users have the ability
to apply for loans,
get account balance and history reports,
transfer money between accounts,
make bill payments,
and so much more.
Members can also take advantage of a full array of loans including
real estate mortgages,
business loans
and
new
and used
car loans.
There are also many types of mortgages and credit cards available.
NAVY FEDERAL CREDIT UNION is registered as a Military type Credit Union. This means that
anyone associated with their Military group may be eligible to join. Please see the credit unions website or contact them at
888-842-6328 to get exact details.
Click on any NAVY FCU location link to see the location placed into the map above. Driving
directions are also available if you need them.
Loan and Deposit Rates for the NAVY FCU
Please Note: The National Credit Union Administration (NCUA) requires all Credit Unions
Insured by the National Credit Union Share Insurance Fund (NCUSIF)to file quarterly (5300)
data reports. The information below comes from those reports.
The deposit and loan rates
shown are not the current rates for the NAVY FEDERAL CREDIT UNION. Some of these rates change on a daily
basis and you must visit the Credit Unions website
https://www.navyfcu.org/ to get their current rates. The sole purpose of showing this data is to show the relative relationship of
NAVY FCU 's rates versus the average rates of all Credit Unions at both the state and
national levels at a specific point in time, quarter end.
The data below is from quarter end 12/31/2009. You may also want to look at our pages that
show all
Credit Union Loan and Deposit Rates in Virginia or
Credit Union Loan and Deposit Rates in the USA.
From those
pages you'll be able to investigate specific types of loans and deposit rates and sort the
data to find what Credit Unions are offering the best rates or the highest deposit rates.
Deposit Type
NAVY
State Average
National Average
navyfcu.org/ Deposit Rates at Quarter End
Checking Rate %
0.15%
0.36%
0.39%
Regular Savings Rate %
0.40%
0.69%
0.72%
Money Market Rate %
1.00%
0.97%
1.01%
Certificates of Deposit Rate %
3.07%
1.99%
1.90%
IRA/KEOGH Rate %
3.85%
1.87%
1.81%
All Other Savings Rate %
0.00%
0.68%
0.78%
navyfcu.org/ Loan Rates at Quarter End
Unsecured Credit Card Loan Rate %
8.90%
10.75%
10.94%
All Other Unsecured loans/Lines of Credit Rate %
12.25%
12.54%
12.02%
navyfcu/ New Car Loan Rate %
5.00%
6.15%
6.03%
navyfcu/ Used Car Loan Rate %
5.50%
7.59%
7.11%
1st Mortgage Real Estate/Lines of Credit Rate %
4.75%
5.83%
6.03%
Other Real Estate Loans/Lines of Credit Rate %
3.25%
6.14%
6.11%
All Other Loans/Lines of Credit Rate %
6.80%
7.09%
7.11%
NAVY FEDERAL CREDIT UNION Assets Range Over Last 10 Years
$50,000,000,000
$40,000,000,000
$30,000,000,000
$20,000,000,000
$10,000,000,000
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
NAVY FCU Outstanding Loans Over Last 10 Years
$40,000,000,000
$32,000,000,000
$24,000,000,000
$16,000,000,000
$8,000,000,000
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
NAVY FEDERAL CREDIT UNION Total Deposits Over Last 10 Years
$30,000,000,000
$24,000,000,000
$18,000,000,000
$12,000,000,000
$6,000,000,000
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
NAVY FCU Total Membership Count Over Last 10 Years
4,000,000
3,200,000
2,400,000
1,600,000
800,000
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
NAVY FEDERAL CREDIT UNION Branch Locations
200
160
120
80
40
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
The above graphs attempt to give our visitors a quick reflection into the NAVY FEDERAL CREDIT UNION business trends over the past 10 year period. Sometimes a visual chart can tell a story a lot
faster and clearer than just looking at a series of numbers. A quick look at the total loans and
deposits graphs for instance may give you a very good insight into the current state of affairs
for NAVY FCU . An upward sloping chart for these charts and a rise in membership would seem
to say that this Credit Union is doing something right. Of course you must use your own judgment
in reading the data that we're supplying you with. Disclaimer: The quarterly data we use is
available for viewing at the NCUA website which you can find via our
resource page.
We try our best to share this data as error free as
possible. Please see our Terms Page for usage rules and regulations.
Article Title: NFCU Navy Federal Credit Union
Navy Federal Credit Union
Credit unions are different from commercial banks because the ultimate goal of the latter is to gain profits for the bank owners while the ultimate goal of credit unions is to provide the service needed so that the customers achieve economic freedom. This is the reason why extra funds earned by the credit union are turned into either dividend for the customers or money that will finance lower loan rates. With this setup, people are more inclined to have their finances managed by credit unions rather than...
The Navy Federal Credit Union, which is regulated by the NCUA or the National Credit Union Administration, the largest credit union in the US, has been serving more than 2.5 million members to date. Established 70 years ago, the credit union accepts members from the Navy department. If you are an active personnel of the marine or navy, a reservist, a civilian personnel, a retired employee or annuitant, you are qualified for membership to the credit union.
This not-for-profit cooperative takes pride in its very affordable and exciting financial services such as checking and savings accounts,...
ADDITIONAL FINANCIAL SERVICES OFFERED BY NAVY FEDERAL CREDIT UNION
Do they offer Mortgage Processing?
Yes
Do they offer Overdraft Protection?
No
Do they offer Overdraft Lines of Credit?
Yes
Do they offer ATM/Debit Card program?
Yes
Do they offer Insurances/Investment Sales?
Yes
ACCESS TO ELECTRONIC FINANCIAL SERVICES OF NAVY FEDERAL CREDIT UNION
Do they provide Home Banking Via Internet Website?
Yes
Do they provide Wireless based service?
No
Do they provide Home Banking/PC based service?
No
Do they provide Audio Response/Phone based service
Yes
Do they provide ATM (Automated Teller Machine) access?
Yes
Do they provide Kiosk based service?
No
Other services?
No
NAVY FCU ONLINE ACCESS FUNCTIONALITY
Can website visitors get a Member Application?
Yes
Can website visitors get a New Loan?
Yes
Can website visitors access an Account Balance Inquiry?
Yes
Can website visitors order Checks?
Yes
Can website visitors get a New Share Account?
Yes
Can website visitors make Loan Payments?
Yes
Can website visitors access an "Account History" view?
Yes
Can website visitors purchase Merchandise?
No
Can website visitors share Account transfers?
Yes
Can website visitors make Bill Payments?
Yes
Can website visitors download the Account History?
Yes
Can website visitors use/get Electronic Cash?
No
Can website visitors make Account Aggregation?
No
Can website visitors get Internet Access Service?
No
Do they provide Signature Authentification?
No
LOAN SERVICES PROVIDED BY NAVY FEDERAL CREDIT UNION
navyfcu/ Loan Types
Do they offer Indirect Lending?
No
Do they offer Participation Loans?
Yes
Do they offer Real Estate Mortgage Loans?
Yes
Do they offer Member Business Loans?
Yes
Do they offer Risk Based Loans?
Yes
Do they offer Direct Financing Leases?
Yes
Do they offer Credit Cards Loans?
Yes
Do they offer New Vehicle Loans?
Yes
Do they offer Used Vehicle Loans?
Yes
Do they offer Unsecure Loans? (Other than Credit cards)
Yes
navyfcu/ Member Business Loans
Do they offer Agricultural Loans?
No
Do they offer Construction and Development Loans?
No
Do they offer Small Business Administration Loans?
Yes
Do they offer Unsecured Business Loans?
Yes
navyfcu/ Real Estate Loans
Do they offer Adjustable Rate 1st Mortgages with Rate Adjustment at least once a Year?
Yes
Do they offer Adjustable Rate 1st Mortgages with Rate Adjustment less often than once a Year?
Yes
Do they offer Balloon/Hybrid 1st Mortgages 5 Years or Shorter?
No
Do they offer Balloon/Hybrid 1st Mortgages Longer than 5 Years?
Yes
Do they offer Closed End Adjustable Rate 2nd Mortgages?
No
Do they offer Closed End Fixed Rate 2nd Mortgages?
Yes
Do they offer Fixed Rate 1st Mortgages 15 Years or Shorter?
Yes
Do they offer Fixed Rate 1st Mortgages Longer than 15 Years?
Yes
Do they offer Interest Only 1st Mortgages?
Yes
Do they offer Open End Adjustable Rate 2nd Mortgages?
Yes
Do they offer Open End Fixed Rate 2nd Mortgages?
No
Total of 1st Mortgages made YTD that were Sold
$1,933,158,835.00
Do they offer Unclassifiable Fixed Rate 1st Mortgages?
No
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NAVY FEDERAL CREDIT UNION ROUTING NUMBER
NAVY FEDERAL CREDIT UNION
Routing No.
Rev. Date
Address
City
State
Zip Code
Phone
256074974
08-31-2009
820 FOLLIN LANE
VIENNA
Virginia
22180
866-214-5220
256074974
07-02-2009
820 FOLLIN LANE
VIENNA
Virginia
22180
866-214-5220
(The above data was last updated by the Federal Reserve, the central bank of the USA, on 03/11/2010)
The NAVY FCU Routing Number above is used for the electronic transfer of funds. Some credit unions have more than one routing number. Some are used for internal fund transfers and others may be assigned for shareholder usage. Please make sure that the number you use matches the routing number on your NAVY FCU check. If in doubt use the NAVY FEDERAL CREDIT UNION phone number above to call and verify that you're using the correct routing number.