5 Star Community Credit Union

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A short history of 5 Star Community CU

Since its inception in 1950 the 5 Star Community Credit Union has been serving its members in the MOUNT PLEASANT, Iowa area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Mary Koontz, the 5 Star Community CU has grown its membership to over 4,665 with assets of more than $30,287,204. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (319) 385-4914 or email them at henrycounty.cu@henrycountycu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MOUNT PLEASANT, IA.

General Information For 5 Star Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 64878
Address P.O. BOX 28 
State Iowa 
Zip-Code 52641
Phone Number (319) 385-4914
Fax Number (319) 385-4944
Email Address: henrycounty.cu@henrycountycu.org
CEO/President Mary Koontz
Members 4,665 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 30,287,204 
Website http://www.5starcu.org 

Compare 5 Star Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Casebine Community CU DM Av 2115 Des Moines Ave 52601 (319) 752-3476 No 27.64
Burlington Municipal Employees CU Burlington Municipal Employees Credit Union 418 Valley St 52601 (319) 752-8412 No 29.49
Des Moines County Postal CU Des Moines County Postal 300 N MAIN ST STE 217 52601 (319) 752-9650 No 29.61
Du Pont Employees CU DuPont Employees Credit Union 801 35th St Ste A 52627 (319) 376-5237 No 29.65

5 Star Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

5 Star Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.73 6.58 4.17 5.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 240 507 166 249
Rank Among All Iowa Credit Unions N/A 38 56 24 32

5 Star Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.30 0.45 0.49 0.85
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 88 69 267 179
Rank Among All Iowa Credit Unions 9 14 12 35 18
5 Star Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 11.840278356,633
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.730641,133,932
Used Vehicle Loans 6.5807614,783,386
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.17017310,508,590
Total Other Real Estate Loans/Lines of Credit 5.150641,118,689
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.7502552,856,452
TOTAL LOANS & LEASES 1,59520,757,682

5 Star Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 4178,054169,724
    b. 15 Years or less 1267,487,6227495,315
    a. > 15 years 12778,463276,519
    b. 15 Years or less 191,013,585165,642
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 121,050,8666585,765
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 37461,345895,750
Closed-End Adjustable Rate 25582,984235,500
Open-End Adjustable Rate 274,36000
Open-End Fixed Rate 0000
TOTALS 23711,627,279271,424,215


Interest Only & Payment Option 1st Mortgage Loans 151,172,6840
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

5 Star Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes