1st Valley Credit Union

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A short history of 1st Valley CU

Since its inception in 1951 the 1st Valley Credit Union has been serving its members in the SAN BERNARDINO, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lisa Daniels, the 1st Valley CU has grown its membership to over 3,406 with assets of more than $39,983,817. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (909) 889-0838 or email them at creditunion@1stvalleycu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SAN BERNARDINO, CA.

General Information For 1st Valley CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68027
Address 401 W 2ND ST 
State California 
Zip-Code 92401
Phone Number (909) 889-0838
Fax Number (909) 889-7973
Email Address: creditunion@1stvalleycu.com
CEO/President Lisa Daniels
Members 3,406 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,983,817 
Website http://www.1stvalleycu.com 

Compare 1st Valley Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Valley Hills CU Branch 701 S Mount Vernon Ave 92410 (909) 384-4498 No 1.62
Thinkwise CU Inland Valley FCU 9389 Cherry Ave 92335 (909) 822-1810 No 2.42
Arrowhead Central CU Victorville 12748 Amargosa Rd 92402 (909) 379-6410 No 2.77
Colton CU MAIN 466 N LA CADENA DR 92324 (909) 825-5442 No 2.98
La Loma CU LOMA LINDA 26151 Mayberry St 92354 (909) 796-0206 No 5.14

1st Valley Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

1st Valley Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.25 2.99 5.99 3.65 5.15
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 272 145 442 88 249
Rank Among All California Credit Unions 54 56 144 29 79

1st Valley Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.25 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 310 192
Rank Among All California Credit Unions 24 38 N/A 92 41
1st Valley Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.250466465,117
All Other Unsecured Loans/Lines of Credit 11.990253651,883
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901792,498,418
Used Vehicle Loans 5.9901,2052,947,437
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6501539,152,805
Total Other Real Estate Loans/Lines of Credit 5.1503202,361
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0008274,977,767
TOTAL LOANS & LEASES 3,08620,895,788

1st Valley Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 941,801,22500
    b. 15 Years or less 122,92500
    a. > 15 years 0000
    b. 15 Years or less 577,270,97361,051,400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 157,68200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 3202,36100
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1569,355,16661,051,400


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

1st Valley Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes